Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
612-822-4611

  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
The Rudiments of Real Estate: Buying Your First Home

The Rudiments of Real Estate: Buying Your First Home

Ravert, Thomas F.

Hardcover

Business GeneralGeneral ParentingSelf-Help

ISBN13: 9798993325668
Publisher: Thomas F. Ravert
Published: Aug 20 2026
Pages: 218
Weight: 0.73
Height: 0.56 Width: 5.00 Depth: 8.00
Language: English

Thomas F. Ravert, CFP(R), is a commercial real estate finance executive, advisor, author, and educator whose career has been devoted to helping people make better real estate decisions through disciplined analysis, practical experience, and clear communication. Over more than four decades in real estate finance, he has worked through multiple economic and real estate cycles and across nearly every stage of a commercial real estate transaction.Tom has financed, managed, or overseen more than 6,000 commercial and residential real estate loans totaling over $7 billion nationwide. He has originated and structured loans, evaluated investments, reviewed appraisals, managed large and complex portfolios, restructured troubled credits, sold performing and distressed debt, and managed foreclosures and real estate owned assets. His career spans senior leadership roles with global financial institutions, international banks, regional commercial banks, community savings institutions, and national commercial real estate finance and investment firms. A substantial part of his work has focused on protecting capital and resolving risk. As the senior executive over portfolio management at a regional bank, he oversaw more than 5,600 real estate loans and roughly 400 commercial and industrial credits, and led a risk-reduction strategy that cut classified assets by approximately 85 percent in under three years. He has also bought, sold, or brokered more than $100 million in distressed debt. Today, Tom serves as a managing director and partner of commercial real estate finance and advisory firms, advising institutional lenders, developers, investors, and business owners on financing, capital strategy, loan structuring, valuation, and risk. Through these platforms he has originated more than $300 million in commercial real estate loans. His perspective is strengthened by an uncommon combination of credentials. He is a CERTIFIED FINANCIAL PLANNER(TM) professional, a New York State Certified General Real Estate Appraiser and appraisal instructor, a licensed real estate broker, and a registered mortgage loan originator. He holds a Master of Science in Real Estate Development and Investment from New York University and a Bachelor of Science from Adelphi University. This multidisciplinary foundation lets him evaluate real estate from several perspectives at once - credit, valuation, financial planning, and transaction execution - and to spot issues a single professional lens might miss. Tom is the author of The Rudiments of Real Estate, an educational series that converts institutional knowledge - often available only to experienced lenders, investors, and advisors - into clear, practical guidance for homeowners, investors, professionals, and students. Grounded in integrity, transparency, and honest communication, his mission is to help people understand not only how real estate decisions work, but why they succeed or fail, and how disciplined judgment improves outcomes over time.

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