Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Measurement of Financial and Tax Literacy

Measurement of Financial and Tax Literacy

Singh, Arwinder

Paperback

Business General

ISBN10: 6630185862
ISBN13: 9786630185867
Publisher: Scholars' Press
Published: Jun 23 2026
Pages: 144
Weight: 0.44
Height: 0.34 Width: 6.00 Depth: 9.00
Language: English
The present study examines the levels of financial and tax literacy among government and non-government employees in Punjab and analyzes their relationship with demographic factors such as gender, age, income, education, and work experience. Primary data were collected from 250 employees in Amritsar, Jalandhar, Ludhiana, and Chandigarh using a standardized OECD questionnaire. Out of these, 200 valid responses were analyzed through descriptive statistics, t-tests, and ANOVA.The findings reveal that government employees possess comparatively higher levels of financial and tax literacy than non-government employees. Most respondents demonstrated average financial literacy and medium tax literacy, indicating a reasonable understanding of financial and taxation concepts. The study also found that demographic variables significantly influence literacy levels.The study recommends strengthening financial and tax education through awareness programs, training workshops, and institutional initiatives. Improved literacy can enhance financial decision-making, tax compliance, personal financial well-being, and contribute to overall economic development and financial inclusion.

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