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Macroeconomic Factors and NPL: Case Study Southeast European Countries

Macroeconomic Factors and NPL: Case Study Southeast European Countries

Paperback

Business General

ISBN10: 6208422701
ISBN13: 9786208422707
Publisher: LAP Lambert Academic Publishing
Published: Jan 10 2025
Pages: 84
Weight: 0.27
Height: 0.20 Width: 6.00 Depth: 9.00
Language: English
This study examines the relationship between macroeconomic factors and non-performing loans (NPLs) in Southeast European Countries from 2013 to 2022. Utilizing econometric models like fixed effects, Hausman Taylor-IV, and GMM, it identifies GDP growth and inflation as negatively related to NPLs, while unemployment and credit growth have positive relationships. The research also explores how NPL feedback affects these macroeconomic factors, demonstrating a two-way interaction. Insights contribute to understanding financial stability in the region and offer policy recommendations to manage NPL levels effectively, improving banking resilience and economic activity.

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