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Genes and Insurance: Ethical, Legal and Economic Issues

Genes and Insurance: Ethical, Legal and Economic Issues

Hardcover

Series: Cambridge Law, Medicine and Ethics, Book 1

Business GeneralGeneral Law

ISBN10: 0521830907
ISBN13: 9780521830904
Publisher: Cambridge
Published: Nov 6 2003
Pages: 180
Weight: 0.96
Height: 0.56 Width: 6.00 Depth: 9.00
Language: English
The authors of this study emphasize the effectiveness of collectively funded public insurances as opposed to genetic information regulation within the private insurance sector. Genetics has provided tools to determine individuals' risk of future disease, which is of key interest for insurance companies in determining insurance premiums; but persons with high enough risk may remain uninsured. For this reason, genetic information has been regulated. But, regulation may not be the solution, according to the authors, and they call for the resumption of social insurance, a key element of the welfare state.

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