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L'assurance méconnue: un frein invisible à l'économie congolaise
Paperback
Publisher: Independently Published
Published: Feb 10 2026
Pages: 120
Weight: 0.38
Height: 0.25 Width: 6.00 Depth: 9.00
Language: French
En République du Congo, les crises économiques visibles retiennent l'attention. Mais d'autres, plus discrètes, agissent en profondeur.
L'assurance en fait partie.
Souvent méconnue, parfois négligée, elle joue pourtant un rôle central dans la protection des ménages, la survie des activités économiques et la stabilité financière de l'État. Lorsqu'un accident, une maladie, un sinistre ou une perte survient, l'absence de mécanismes de couverture transforme des risques ordinaires en drames familiaux, et des chocs isolés en fragilités économiques durables.
Dans cet ouvrage accessible et rigoureux, l'auteur analyse le rôle réel des assurances dans une économie moderne, explique pourquoi leur faible pénétration constitue un frein invisible au développement du pays, et montre en quoi ce secteur peut devenir un levier stratégique pour la croissance, l'investissement et la protection du capital humain, y compris dans le secteur informel.
Ce livre s'adresse aux citoyens, aux jeunes entrepreneurs, aux étudiants, aux acteurs économiques et aux décideurs publics. Il ne cherche ni à accuser ni à simplifier, mais à éclairer, expliquer et susciter une prise de conscience collective. Car une économie ne se renforce pas seulement par ce qu'elle produit, mais aussi par ce qu'elle protège.
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