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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Efficiency and Its Impact on the Performance of Iraqi Private Banks

Efficiency and Its Impact on the Performance of Iraqi Private Banks

Dalboohi, Mustafa

Paperback

Business General

ISBN10: 6209988873
ISBN13: 9786209988875
Publisher: LAP Lambert Academic Publishing
Published: May 13 2026
Pages: 68
Weight: 0.23
Height: 0.16 Width: 6.00 Depth: 9.00
Language: English
This research investigates the efficiency of Iraqi private commercial banks and its effect on banking performance over the period 2017-2019. Using Data Envelopment Analysis (DEA). The results indicate that banks with foreign ownership exhibit full technical efficiency under VRS, whereas most domestic private banks are inefficient and operate below their optimal scale. This is because a significant proportion of banks are relatively small and operate under increasing returns to scale, suggesting that expansion or consolidation through mergers could enhance efficiency and generate economies of scale. Furthermore, while technical efficiency shows a positive and statistically significant effect on profitability, neither technical nor scale efficiency demonstrates a significant impact on liquidity indicators. Overall, the findings highlight the importance of efficiency improvements particularly technical efficiency for enhancing the profitability and competitiveness of Iraqi private commercial banks.

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