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The Demand for Alternative Finance: Evidence from the Turkish Savings Finance Sector
Hardcover
Business GeneralInvesting & FinanceIslam
ISBN13: 9783032017642
Publisher: Palgrave MacMillan
Published: Oct 11 2025
Pages: 30
Weight: 0.81
Height: 0.44 Width: 5.83 Depth: 8.27
Language: English
This book explores the Savings Finance model in Turkey, an interest-free financial system grounded in interest-free finance principles that came into being in the 1990s as an ethical alternative to conventional banking. The study examines the operational mechanisms of the model, particularly the collective savings pools for housing, vehicles, and workplaces. These pools circumvent the use of fixed interest rates by employing profit and loss sharing and managed fund pools. The book integrates theoretical analyses of interest-free finance and global models, such as ROSCAs, with empirical data from a nationwide survey of 662 participants. It assesses factors including public trust, theological sensitivities, and demographic influences on financial preferences.
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