Sign-In
Cart
Build Your Own Target Fund: We Can Do Better
Paperback
Series: Great Investing, Book 276
Publisher: Independently Published
Published: Sep 24 2024
Pages: 68
Weight: 0.31
Height: 0.18 Width: 6.00 Depth: 9.00
Language: English
Do you like target date funds? I do not. I can do better by buying index funds and treasuries myself.
A target date fund aims to capture a 60/40 portfolio inside one fund. As you get closer to the target (say 2050), the fund converts index funds into bonds.
Eventually, your target date fund will be primarily bonds, and you will sell shares to generate income during retirement.
I don't like target date funds because they use bond funds instead of individual treasuries, municipals, corporates, and mortgage-backed securities.
I can use index funds and individual bonds to increase my safety and income while adding some closed-end funds for high income. Together, I can create and maintain a level of safety, preservation, and income I couldn't with a target date fund. Good Luck!
Also from
King, Joshua
The Four Principles of Dividend Growth Investing: Harness The Power of Compounding
King, Joshua
Paperback
High-Yield Savings vs. Certificates of Deposit vs. Treasury Bills vs. Money Market Funds: The Power of Choice
King, Joshua
Paperback
The Illusion of Freedom: The True Three Paths are Military, College, or Trade School
King, Joshua
Paperback
Stock Market vs. Bond Market vs. Options Market: The Best Place to Start Your Journey
King, Joshua
Paperback
It's Time to Purchase a Certificate of Deposit: The Magic of High-Yield CD Reinvestment
King, Joshua
Paperback
Financial Security vs. Financial Freedom 2: The Difference Between Saving and Investing
King, Joshua
Paperback
Make Your Primary Residence Your Retirement Plan: Convert Your Home into Income
King, Joshua
Paperback
Earning $1,100 a Month in Dividends: How to Replace Your Paycheck with Dividends
King, Joshua
Paperback
Getting Started with High-Yield Savings Accounts: Overcoming Your Banking Fears
King, Joshua
Paperback
Constructing Nineteenth-Century Religion: Literary, Historical, and Religious Studies in Dialogue
King, Joshua
Hardcover
Start a Fitness Business Towards Passive Income: Turn Your Physical Efforts into Passive Income
King, Joshua
Paperback
Dividend Investing in Your 50s: Invest in the Future via Dividend Growth Investing
King, Joshua
Paperback
Dividend Investing in Your 40s: Income Investing During Your Prime Earning Years
King, Joshua
Paperback
Constructing Nineteenth-Century Religion: Literary, Historical, and Religious Studies in Dialogue
King, Joshua
Paperback
New Year's Passive Income Resolution 2024: Make Your Money Dreams Come True This Years
King, Joshua
Paperback
Retirement Planning for the Average Person: Passive Income Can Make for an Extraordinary Retirement
King, Joshua
Paperback
From -$77,000 to +$150,000 in 22 Months: The Power of Financial Education can Clear Debt and Make Your Rich
King, Joshua
Paperback
Diversify Your Home Equity: Protect Yourself with Multiple Investment Strategies
King, Joshua
Paperback
Wiping the Debt of Christmas Past: Learn How to Fund Christmas with Passive Income
King, Joshua
Paperback
What is Your Entertainment Budget?: Use the Extra Money to Start Options Trading
King, Joshua
Paperback
Dividend Growth Investing vs. Income Investing 2: Current and Retirement Income
King, Joshua
Paperback
The Options Wheel vs. Business Development Companies: The Most Hardcore of Income
King, Joshua
Paperback
What is Your Food Budget?: Use the Extra Money to Start Investing in Dividends
King, Joshua
Paperback
The Dividend Savings Account: M1 Finance Gives Us a New Way to Save and Invest
King, Joshua
Paperback
Health Savings Accounts vs. Series "I" Bonds: The Best Value for Your Children
King, Joshua
Paperback
Paying Your Electricity Bill with Closed-End Funds: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
Paying Your Water Bill with Preferred Shares: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
Paying Your Car Note with Mortgage REITs: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
High-Yield Savings Accounts vs. Standard Savings Accounts: We Should All Love Yield
King, Joshua
Paperback
Paying Your Auto Insurance with Business Development Companies: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
Paying Your Cell Phone Bill with Dividend Stocks: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
Setting Yourself Up for a Wealthy, Healthy Retirement: Only You Can Save Your Future
King, Joshua
Paperback
Secondary Mortgages for Everyone!: The Government Want target into the Home Equity Loan Business
King, Joshua
Paperback
The 40-40-40 Plan vs. Happy Cash Flow Retirement: The Best Way to Build Your Future
King, Joshua
Paperback
Paying Your Cable Bill with Dividend ETFs: It's Time to Pay Your Bills with Dividends
King, Joshua
Paperback
Stock Market Investing in Your 40s: Preparing for a Happy Cash Flow Retirement
King, Joshua
Paperback
Dividend ETFs vs. Asset Managers: The Best Place for High Growth and High Yield
King, Joshua
Paperback
Trading Long Strangles vs. The Options Wheel: How Much Capital to Get Started?
King, Joshua
Paperback
Is $100,000 a Year the Magic Happiness Number?: How Much Do You Need to be Satisfied?
King, Joshua
Paperback
I Still Believe in the American Dream: You Can Go From Poor to Rich in One Lifetime
King, Joshua
Paperback
Hustle Culture Represents the Erosion of the Family Unit: Build Passive Income as a Family
King, Joshua
Paperback
Do Series "I" Bonds Help Conquer Inflation?: Protect Your Future While Growing Your Wealth
King, Joshua
Paperback
The Options Wheel vs. An Online Business: The Best Way to Make Money From Home
King, Joshua
Paperback
Also in
Investing & Finance
How to Invest $50-$5,000: The Small Investor's Step-By-Step Plan for Low-Risk Investing in Today's Economy
Dunnan, Nancy
Paperback
Planet Money: A Guide to the Economic Forces That Shape Your Life
Hosts of Npr's Planet Money
Mayyasi, Alex
Hardcover
Money Unlocked: How to Make It, Keep It and Multiply It: The New York Times Bestseller
Lee, John
Paperback
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Stanley, Thomas J., PH. D.
Danko, William D., PH. D.
Paperback
The New AI Stock Edge: How the Pros Spot Tomorrow's IPO Leaders Before the Crowd
Smith, William K.
Hardcover
I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
Sethi, Ramit
Paperback
J.K. Lasser's Your Income Tax 2027: For Preparing Your 2026 Tax Return
J K Lasser Institute
Paperback
Money to Burn: The Unvarnished Truth about Leon Black, Apollo, and the Rise of a New Wall Street
Cohan, William D.
Hardcover
Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger
Munger, Charles T.
Hardcover
How to Invest in Gold and Silver: A Complete Guide with a Focus on Mining Stocks
Durrett, Don
Paperback
J.K. Lasser's Your Income Tax 2026: For Preparing Your 2025 Tax Return
J K Lasser Institute
Paperback
Market Wizards: The Next Generation: The World's Top Young Traders Reveal How They Beat the Market
Schwager, Jack D.
Coyle, George F.
Hardcover
The Investor's Odyssey: Resisting the Sirens and Playing the Long Game
Mayer, Christopher W.
Hardcover
The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns
Bogle, John C.
Hardcover
The Price of Democracy: The Revolutionary Power of Taxation in American History
Williamson, Vanessa S.
Hardcover
Anti-Fascist Economics: In Defense of Affordability, Dignity, and Democracy
Weber, Isabella
Hardcover
La Psicología del Dinero: 18 Claves Imperecederas Sobre Riqueza Y Felicidad / The Psychology of Money
Housel, Morgan
Paperback
How to Make Money in Stocks: A Winning System in Good Times and Bad, Fourth Edition
O'Neil, William J.
Paperback
The Intelligent Investor Third Edition: The Definitive Book on Value Investing
Graham, Benjamin
Zweig, Jason
Paperback
The Making of a Permabear: The Perils of Long-Term Investing in a Short-Term World
Grantham, Jeremy
Hardcover
The Compounders: From Small Acquisitions to Giant Shareholder Returns
Hadziefendic, Adnan
Dybvad, Oddbjørn
Nyland, Kjetil
Paperback
The Age of Surveillance Capitalism: The Fight for a Human Future at the New Frontier of Power
Zuboff, Shoshana
Paperback
A Beginner's Guide to the Stock Market: Everything You Need to Start Making Money Today
Kratter, Matthew R.
Paperback
Trading: Technical Analysis Masterclass: Master the financial markets
Schlotmann, Rolf
Czubatinski, Moritz
Paperback
The World for Sale: Money, Power, and the Traders Who Barter the Earth's Resources
Blas, Javier
Farchy, Jack
Paperback
The Black Swan: Second Edition: The Impact of the Highly Improbable: With a New Section: On Robustness and Fragility
Taleb, Nassim Nicholas
Paperback
El Inversor Inteligente: Un Libro de Asesoramiento Práctico = The Intelligent Investor
Graham, Benjamin
Paperback
Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success
Pfau, Wade
Paperback
Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes
Wheelwright, Tom
Paperback
One Up on Wall Street: How to Use What You Already Know to Make Money in the Market
Lynch, Peter
Paperback
Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger
Munger, Charles T.
Paperback
HBR Guide to Buying a Small Business: Think Big, Buy Small, Own Your Own Company
Ruback, Richard S.
Yudkoff, Royce
Paperback
The Coffee Can Investor: A Stock-Picker's Journey to Build Generational Wealth
Khemlani, Neeraj
Hardcover
The Intelligent Investor, 3rd Ed.: The Definitive Book on Value Investing
Graham, Benjamin
Zweig, Jason
Hardcover
The Customer Service Survival Kit: What to Say to Defuse Even the Worst Customer Situations
Gallagher, Richard
Paperback
A History of the United States in Five Crashes: Stock Market Meltdowns That Defined a Nation
Nations, Scott
Paperback
Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean
Berman, Karen
Knight, Joe
Hardcover
Your Retirement Sketchbook: 125 Retirement Planning Lessons from Financial Experts
Treichel, Bonnie
Hopkins, Jamie P.
Paperback
The Rules That Make Us: How Culture Shapes the Way We Act, Think, Believe, and Buy
Sweet, Oliver
Hardcover
Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine
Michalowicz, Mike
Hardcover
Broken Money: Why Our Financial System is Failing Us and How We Can Make it Better
Alden, Lyn
Paperback
Friends That Invest: Your Guide to Financial Independence Through Shares and Stocks
Kaur, Simran
Paperback
Quality Investing: Owning the Best Companies for the Long Term
Cunningham, Lawrence a.
Eide, Torkell T.
Hargreaves, Patrick
Hardcover
J.K. Lasser's 1001 Deductions and Tax Breaks 2027: Your Complete Guide to Everything Deductible
Weltman, Barbara
Paperback
Alchemy: The Dark Art and Curious Science of Creating Magic in Brands, Business, and Life
Sutherland, Rory
Paperback
The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know
Lariviere, Elisabeth
Cagan, Michele
Paperback
Trading in the Zone: Master the Market with Confidence, Discipline, and a Winning Attitude
Douglas, Mark
Hardcover
Maximize Your Retirement: The Only Book You'll Ever Need to Retire Prosperous and Worry-Free
Oh, Jae
Paperback
The New Money Strategy: The Modern Guide to Rational, Long-Term Investing
Van Der Kolk, Brandon
Hardcover
Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions
Ariely, Dan
Paperback
Understanding Living Trusts(R): How You Can Avoid Probate, Keep Control, Save Taxes, and Enjoy Peace of Mind
Schumacher, Vickie
Paperback
No Loose Ends: The Smart & Slightly Morbid Guide to Estate Planning & End-Of-Life Tasks
Zuckerman, Adam
Hardcover
The Currencies of Wellness: A Field Guide to the Unexpected Ways Brands Can Shape Everyday Well-Being
Nichols, Tricia
Paperback
Investing 101: From Stocks and Bonds to Etfs and Ipos, an Essential Primer on Building a Profitable Portfolio
Cagan, Michele
Hardcover
Our Dollar, Your Problem: An Insider's View of Seven Turbulent Decades of Global Finance, and the Road Ahead
Rogoff, Kenneth
Paperback
Small Time Operator: How to Start Your Own Business, Keep Your Books, Pay Your Taxes, and Stay Out of Trouble
Kamoroff, Bernard B.
Paperback
Payments Systems in the U.S.: A Guide for the Payments Professional
Benson, Carol Coye
Jones, Russ
Loftesness, Scott
Paperback
The Million-Dollar Financial Services Practice: A Proven System for Becoming a Top Producer
Mullen Jr, David J.
Paperback
The Tax and Legal Playbook: Game-Changing Solutions to Your Small Business Questions
Kohler, Mark
Paperback
Trade Like a Stock Market Wizard: How to Achieve Superperformance in Stocks in Any Market
Minervini, Mark
Hardcover
Masters of the Universe: Winning Strategies of America's Greatest Dealmakers
Kadlec, Daniel J.
Paperback
J.K. Lasser's Small Business Taxes 2027: Your Complete Guide to a Better Bottom Line
Weltman, Barbara
Paperback
The Most Important Thing Illuminated: Uncommon Sense for the Thoughtful Investor
Marks, Howard
Hardcover
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Stanley, Thomas J.
Danko, William D.
Hardcover
Stop Making Stupid Investments: 7 Rules to Avoid the Hype and Build Real Wealth
Leiter, David
Hardcover
Rich Family Smart Family: Raise Your Family's Financial IQ and Take Control of Your Future
Kiyosaki, Robert
Paperback
The Winner's Curse: Behavioral Economics Anomalies, Then and Now
Thaler, Richard H.
Imas, Alex
Hardcover
Financial Literacy for All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class
Bryant, John Hope
Paperback
Easy Money: Cryptocurrency, Casino Capitalism, and the Golden Age of Fraud: The Basis for the Documentary Everyone Is Lying to You for Money
Silverman, Jacob
McKenzie, Ben
Paperback
El Dinero No Es El Problema, Tú Lo Eres - Money is Not the Problem Spanish
Douglas, Gary M.
Heer, Dain
Paperback
Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets
Taleb, Nassim Nicholas
Paperback
The Mental Game of Trading: A System for Solving Problems with Greed, Fear, Anger, Confidence, and Discipline
Tendler, Jared
Paperback
The Capital Order: How Economists Invented Austerity and Paved the Way to Fascism
Mattei, Clara E.
Paperback
J.K. Lasser's 1001 Deductions and Tax Breaks 2026: Your Complete Guide to Everything Deductible
Weltman, Barbara
Paperback
Wired on Wall Street: The Rise and Fall of Tipper X, One of the Fbi's Most Prolific Informants
Hardin, Tom
Hardcover
The Complete Turtletrader: How 23 Novice Investors Became Overnight Millionaires
Covel, Michael W.
Paperback
Mastering Private Equity: Transformation Via Venture Capital, Minority Investments and Buyouts
Zeisberger, Claudia
White, Bowen
Prahl, Michael
Hardcover
Sideways: Using the Power of Technical Analysis to Profit in Uncertain Times
Richards, Keith G.
Paperback
Finance Equations & Answers: A Quickstudy Laminated Reference Guide
Florida Institute of Finance
Other
SEVENTEEN TO MILLIONAIRE You're Seventeen. You're Canadian. You wanna be rich. Let's do this.
Price, Douglas
Paperback
Investment Valuation, University Edition: Tools and Techniques for Determining the Value of Any Asset
Damodaran, Aswath
Paperback
Hide Your Assets and Disappear: A Step-By-Step Guide to Vanishing Without a Trace
Pankau, Edmund
Paperback
The World for Sale: Money, Power, and the Traders Who Barter the Earth's Resources
Farchy, Jack
Blas, Javier
Hardcover
Money and Me: How to Make Your Finances Work Harder for You and Your Family
Clements, Jonathan
Paperback
The Book on Rental Property Investing: How to Create Wealth with Intelligent Buy and Hold Real Estate Investing
Turner, Brandon
Paperback
Elliott Wave - Fibonacci High Probability Trading: Master The Wave Principle and Market Timing With Proven Strategies
Sanders, Jarrod
Paperback
Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies
Bhatia, Nik
Paperback
The Little Book of Valuation: How to Value a Company, Pick a Stock, and Profit
Damodaran, Aswath
Hardcover
Como Gane $2,000,000 En La Bolsa / How I Made $2,000,000 in the Stock Market
Darvas, Nicolas
Paperback
You Can Be a Stock Market Genius: Uncover the Secret Hiding Places of Stock Market Profits
Greenblatt, Joel
Paperback
The Accounting Game: Basic Accounting Fresh from the Lemonade Stand
Mullis, Darrell
Orloff, Judith
Paperback
Financial Statements: A Step-By-Step Guide to Understanding and Creating Financial Reports (Over 200,000 Copies Sold!)
Ittelson, Thomas
Paperback