Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Private Voluntary Health Insurance: Consumer Protection and Prudential Regulation

Private Voluntary Health Insurance: Consumer Protection and Prudential Regulation

Hansl, Birgit
Gottret, Pablo
Preker, Alexander S.

Paperback

Series: World Bank Publications

Business GeneralEconomicsMedical Reference

ISBN10: 0821387561
ISBN13: 9780821387566
Publisher: World Bank Publications
Published: Jun 10 2012
Pages: 130
Weight: 0.62
Height: 0.34 Width: 6.96 Depth: 10.26
Language: English
Health insurance can offer protection against catastrophic medical expenses and improve access to health care. There are, however, imperfections in the insurance market that require intervention such as asymmetry of information between the policy holder and the insurance company, moral hazard that can occur on the side of the insured or the provider of health services, risk selection that may lead to cream skim a particular market, and others. To encourage the effective development of Voluntary Private Health Insurance, it will be necessary for policymakers to establish and enforce regulatory standards that will attempt to correct inefficiencies from market failures and that will achieve desired social objectives.

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