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Cooperative rurali di risparmio e credito
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ISBN10: 6209533981
ISBN13: 9786209533983
Publisher: Edizioni Sapienza
Published: Jan 31 2026
Pages: 68
Weight: 0.23
Height: 0.16 Width: 6.00 Depth: 9.00
Language: Italian
ISBN13: 9786209533983
Publisher: Edizioni Sapienza
Published: Jan 31 2026
Pages: 68
Weight: 0.23
Height: 0.16 Width: 6.00 Depth: 9.00
Language: Italian
Il presente documento mira ad esaminare le sfide e le prospettive relative alla performance finanziaria delle cooperative di risparmio e credito rurali nel facilitare il finanziamento rurale nelle zone di Gojjam orientale e occidentale utilizzando un modello WOCCU basato sui dati raccolti e analizzati da cinque anni di relazioni finanziarie sottoposte a revisione contabile e 242 soggetti. Il ricercatore conclude che la verifica della salute finanziaria nella maggior parte delle cooperative di risparmio e credito rurali nelle aree oggetto dello studio per i periodi di studio non ha indicato una performance sana rispetto agli standard di eccellenza WOCCU e in grado di operare in linea con lo standard solo su indicatori limitati, anche con problemi di sostenibilità . Inoltre, nella mobilitazione del risparmio e nei servizi di prestito, le RUSACCO sono efficienti su alcune caratteristiche salienti più apprezzate dai risparmiatori. Tuttavia, le RUSACCO devono affrontare molte sfide, quali la difficoltà di soddisfare la domanda di prestiti dei soci, le carenze infrastrutturali, il problema dei fondi prestabili, la mancanza di assistenza tecnica da parte dei funzionari di promozione, la scarsa attenzione da parte degli uffici governativi, la mancanza di professionisti nel settore e le limitazioni nell'istruzione e nella formazione dei lavoratori dipendenti a livello sindacale e dei comitati eletti a livello primario.
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