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Cooperativas rurais de poupança e crédito
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ISBN10: 6209546781
ISBN13: 9786209546785
Publisher: Edicoes Nosso Conhecimento
Published: Jan 31 2026
Pages: 68
Weight: 0.23
Height: 0.16 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786209546785
Publisher: Edicoes Nosso Conhecimento
Published: Jan 31 2026
Pages: 68
Weight: 0.23
Height: 0.16 Width: 6.00 Depth: 9.00
Language: Portuguese
Este artigo tem como objetivo examinar os desafios e as perspetivas do desempenho financeiro das cooperativas rurais de poupança e crédito na facilitação do financiamento rural nas zonas de Gojjam Oriental e Ocidental, utilizando um modelo WOCCU baseado em dados recolhidos e analisados a partir de relatórios financeiros auditados de cinco anos e 242 sujeitos. O investigador conclui que a avaliação da saúde financeira na maioria das cooperativas de poupança e crédito rurais nas áreas de estudo durante os perÃodos de estudo não indicou um desempenho saudável em comparação com os padrões de excelência da WOCCU, sendo capazes de atuar em conformidade com o padrão apenas em indicadores limitados, mesmo com o problema da sustentabilidade. Além disso, na mobilização de poupanças e serviços de empréstimo, as RUSACCOs são eficientes em certas caracterÃsticas salientes mais valorizadas pelos poupadores. Embora as RUSACCOs enfrentem muitos desafios, tais como dificuldade em satisfazer a procura de empréstimos dos membros, infraestruturas deficientes, problema de fundos disponÃveis para empréstimos, falta de assistência técnica por parte dos responsáveis pela promoção, pouca atenção por parte dos serviços governamentais, falta de profissionais no setor e limitações na educação e formação dos trabalhadores empregados a nÃvel sindical e dos comités eleitos a nÃvel primário.
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