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The Worth Beneath the Debt
Paperback
Publisher Price: $56.00
ISBN13: 9788865022276
Publisher: Maren Ashcroft
Published: Sep 3 2026
Pages: 48
Weight: 0.17
Height: 0.10 Width: 6.00 Depth: 9.00
Language: English
Your bank balance is not a verdict on who you are - but it might be the only voice you've been listening to.
If you've ever avoided opening a banking app for weeks, judged yourself harder over a missed payment than you'd ever judge a friend, or quietly believed that being in debt means something is wrong with you as a person, this book was written for that exact feeling.
The Worth Beneath the Debt is a practical, compassionate guide for anyone ready to stop treating their finances as a moral report card and start treating them as a solvable problem. Each chapter pairs an honest look at how money-shame keeps you stuck with a concrete, doable financial step, so you build real progress and real confidence at the same time - not one at the expense of the other.
This isn't a book of guilt, hustle-culture pressure, or vague affirmations. It's a step-by-step system for facing your real numbers, building a budget you'll actually follow, and rebuilding your credit and your self-trust side by side.
What's Inside:
- How to untangle your self-worth from your net worth, starting with a simple mindset shift
- Why avoidance becomes a habit - and a five-minute method to break the shame spiral for good
- How to uncover your inherited money story and rewrite the beliefs that no longer serve you
- A guided process for facing your full financial picture without flinching
- How to build a self-trust budget based on your real life, not a fantasy version of it
- The honest difference between debt snowball and debt avalanche - and how to choose the one you'll actually stick with
- Word-for-word scripts for negotiating with creditors without shrinking
- How to build a starter emergency fund as an act of self-respect
- A clear, judgment-free roadmap to rebuilding your credit score
- Your first confident steps from surviving into investing and long-term wealth
Perfect for anyone carrying debt-related shame, anyone starting a financial fresh start, or as a thoughtful gift for a friend or family member ready to make peace with their money story.
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