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Series I Bonds vs Roth IRAs: Emergency Cash vs Retirement Funds
Paperback
Series: Free Investing, Book 184
Publisher: Independently Published
Published: May 8 2022
Pages: 66
Weight: 0.30
Height: 0.17 Width: 6.00 Depth: 9.00
Language: English
If you were 25 years old, would you start a Roth IRA or purchase Series I Savings Bonds?
Conventional wisdom is to start a Roth IRA because of the power of compounding. However, looking your money away for 40+ years can be challenging.
Series I Bonds will also compound (at a lower rate), but you can also use them as an emergency fund. Plus, they are tax-free until you liquidate them.
Realizing that the American dream costs $5 million, we need to be more intentional with our money. Locking away tons of money throughout our expensive years may not be as wise as before.
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