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612-822-4611
The Science of Spending: What the Evidence Says About Turning Money Into a Better Life

The Science of Spending: What the Evidence Says About Turning Money Into a Better Life

Paperback

Personal FinanceGeneral Psychology

ISBN13: 9798175224345
Publisher: Independently Published
Published: Sep 18 2026
Pages: 242
Weight: 0.72
Height: 0.51 Width: 6.00 Depth: 9.00
Language: English
Personal finance is taught as three activities: earn more, save more, invest better. The fourth is the one everybody performs every single day - and almost the entire literature about it consists of instructions to do less of it.

This book is about how to spend well. Not less. Which conversions of money into life reliably work, which reliably do not, how large the difference is, and why the gap between a well-aimed budget and a badly aimed one of identical size is larger than the gap produced by a substantial pay rise.

It is built from evidence rather than conviction. Where researchers have measured something - what a returned hour is worth, how fast a purchase fades, whether a bigger house raises wellbeing, what a commute actually costs - the measurement is here with the size of the effect. Where the popular version of a finding is larger than the finding, the text says so. Where a result has a mixed replication record, the chapter states it in the text rather than burying it in a note. And every recommendation is followed by the arithmetic that sizes it, so you can rank them rather than agree with them.

The one idea the book turns on

Also from

Chu, George

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Personal Finance