Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Regional Rural Banks in India

Regional Rural Banks in India

Misra, Biswa Swarup

Paperback

Economics

ISBN10: 3639223527
ISBN13: 9783639223521
Publisher: Blues Kids Of Amer
Published: Jan 12 2010
Pages: 84
Weight: 0.30
Height: 0.20 Width: 6.00 Depth: 9.00
Language: English
Regional rural banks(RRBs) in India hold great promise for financial inclusion given their rural penetration. However, financial viability of the RRBs has been a matter of concern since the early days of their inception. Restructuring of RRBs were taken up through a process of amalgamation of existing RRBs in late 2005 to improve their financial health. Following merger, there have been improvement in the financial performance of RRBs and the number of loss making RRBs has come down significantly. However, the RRBs as a system is still making losses as the accumulated losses far outweigh the profits. In this back drop, this book analyses whether the factors governing the performance of RRBs in the pre-merger scenario has changed in the post-merger period. The book explores the feasibility and merit of vertical merger of RRBs as opposed to the horizontal merger of RRBs pursued in the present restructuring exercise. The book also discusses the future course of action for the RRBs so that they can play a more meaningful role in the banking space of India

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