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The Quiet Owning: A Domestic Suspense Novel About the Debts We Owe-and the Ones We Collect
Paperback
Publisher: Independently Published
Published: Aug 25 2026
Pages: 136
Weight: 0.42
Height: 0.32 Width: 6.00 Depth: 9.00
Language: English
When detectives show up at Valerie Vance's door, they bring a single torn ledger page-Julian's private record of debts. Three names. Two are dead. One is missing. And Valerie is the only person who knows what the third name means.
Dragged back into the world she escaped, Valerie discovers the ledger isn't about money. It's about ownership-of guilt, of memory, of people. Every entry is a quiet contract. Every name is a debt collected or still outstanding. And someone has decided hers is due.
As the truth behind the ledger unravels, Valerie must confront the one person who has been keeping score all along. Someone who knows exactly what she owes... and what it will cost her to walk away.
A sharp, psychological thriller about control, erasure, and the debts we can't outrun.
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