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Programas formais de microfinanças no Maláui
Paperback
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ISBN10: 6209378366
ISBN13: 9786209378362
Publisher: Edicoes Nosso Conhecimento
Published: Nov 28 2025
Pages: 116
Weight: 0.36
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786209378362
Publisher: Edicoes Nosso Conhecimento
Published: Nov 28 2025
Pages: 116
Weight: 0.36
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Portuguese
A falta de acesso ao crédito tem, há muito tempo, um impacto negativo em vários resultados agregados e ao nÃvel das famÃlias, incluindo a adoção de tecnologia, a produtividade agrÃcola, a segurança alimentar, a nutrição, a saúde, o desenvolvimento de micro e pequenas empresas e o bem-estar geral das famÃlias. O boom no setor de microfinanças foi destacado como uma ferramenta eficaz para garantir que os pobres tenham acesso a serviços financeiros e, consequentemente, para combater a pobreza. O Maláui adotou o conceito de microfinanças em meados da década de 1990, mas, surpreendentemente, apesar da proliferação do número de instituições de microfinanças (IMF) a operar no paÃs, a proporção de famÃlias com acesso a qualquer forma de crédito continua a ser muito baixa. Este livro destaca, portanto, alguns dos fatores determinantes para a participação das famÃlias rurais na microfinança formal, com base numa análise de dados secundários sobre crédito e empréstimos recolhidos pelo Instituto Nacional de EstatÃstica entre março de 2004 e abril de 2005, no âmbito do programa de Inquéritos Integrados à s FamÃlias financiado pelo Banco Mundial. O livro destina-se a académicos, profissionais da área do desenvolvimento e qualquer pessoa com grande interesse no campo da microfinança.
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