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Formalne programy mikrofinansowania w Malawi
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ISBN10: 6209380921
ISBN13: 9786209380921
Publisher: Wydawnictwo Nasza Wiedza
Published: Nov 28 2025
Pages: 120
Weight: 0.38
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Polish
ISBN13: 9786209380921
Publisher: Wydawnictwo Nasza Wiedza
Published: Nov 28 2025
Pages: 120
Weight: 0.38
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Polish
Brak dostępu do kredytów od dawna negatywnie wplywa na różne wyniki agregowane i na poziomie gospodarstw domowych, w tym na wdrażanie technologii, wydajnośc rolnictwa, bezpieczeństwo żywnościowe, odżywianie, zdrowie, rozwój mikro- i malych przedsiębiorstw oraz ogólny dobrobyt gospodarstw domowych. Boom w sektorze mikrofinansów zostal uznany za skuteczne narzędzie zapewniające ubogim dostęp do uslug finansowych, a tym samym walkę z ubóstwem. Malawi przyjęlo koncepcję mikrofinansów w polowie lat 90., ale co zaskakujące, pomimo wzrostu liczby instytucji mikrofinansowych (MFI) dzialających w tym kraju, odsetek gospodarstw domowych mających dostęp do jakiejkolwiek formy kredytu nadal pozostaje bardzo niski. W niniejszej publikacji przedstawiono zatem niektóre czynniki determinujące udzial gospodarstw wiejskich w formalnych uslugach mikrofinansowych w oparciu o analizę danych wtórnych dotyczących kredytów i pożyczek zebranych przez Krajowy Urząd Statystyczny w okresie od marca 2004 r. do kwietnia 2005 r. w ramach programu zintegrowanych badań gospodarstw domowych finansowanego przez Bank Światowy. Książka jest przeznaczona dla naukowców, praktyków zajmujących się rozwojem oraz wszystkich osób zainteresowanych dziedziną mikrofinansów.
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