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O Papel das Instituições de Microfinanças no Desenvolvimento Habitacional
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ISBN10: 6208047358
ISBN13: 9786208047351
Publisher: Edicoes Nosso Conhecimento
Published: Sep 3 2024
Pages: 160
Weight: 0.54
Height: 0.37 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786208047351
Publisher: Edicoes Nosso Conhecimento
Published: Sep 3 2024
Pages: 160
Weight: 0.54
Height: 0.37 Width: 6.00 Depth: 9.00
Language: Portuguese
Nas últimas duas décadas, várias instituições de microfinanças, organizações não-governamentais de abrigo e organizações comunitárias têm surgido com abordagens inovadoras e bem sucedidas aos problemas da habitação, como resposta à s necessidades de habitação não satisfeitas das pessoas com rendimentos baixos e médios. As instituições de microfinanciamento para a habitação são consideradas como um veÃculo potencial através do qual as pessoas com rendimentos baixos/médios podem aceder a uma habitação condigna, uma vez que concedem pequenos empréstimos que se adequam à sua construção progressiva. Estas instituições tendem a chegar muito mais longe na escala dos baixos rendimentos do que o financiamento hipotecário. A investigação teve como objetivo explorar o papel das IFHM na facilitação do desenvolvimento habitacional das pessoas com baixos rendimentos na Tanzânia. O estudo adoptou uma estratégia de casos múltiplos e utilizou como métodos de recolha de dados a análise documental, o guia de entrevista, a entrevista a informadores-chave, a observação, a fotografia e a cartografia. Os resultados revelaram que as instituições de microfinanciamento da habitação desempenham um papel catalisador na promoção do desenvolvimento habitacional das pessoas com rendimentos baixos e/ou médios.
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