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Il ruolo delle istituzioni di microfinanza nello sviluppo abitativo
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ISBN10: 620804734X
ISBN13: 9786208047344
Publisher: Edizioni Sapienza
Published: Sep 3 2024
Pages: 152
Weight: 0.51
Height: 0.35 Width: 6.00 Depth: 9.00
Language: Italian
ISBN13: 9786208047344
Publisher: Edizioni Sapienza
Published: Sep 3 2024
Pages: 152
Weight: 0.51
Height: 0.35 Width: 6.00 Depth: 9.00
Language: Italian
Negli ultimi vent'anni sono emerse numerose istituzioni di microfinanza, organizzazioni non governative di accoglienza e organizzazioni comunitarie con approcci innovativi e di successo ai problemi abitativi, come risposta alla domanda di alloggi insoddisfatta delle persone a basso e medio reddito. Le istituzioni di microfinanza per l'edilizia abitativa sono considerate un potenziale veicolo attraverso il quale le persone a reddito medio-basso possono accedere a un alloggio dignitoso, dal momento che erogano piccoli prestiti che si adattano alla loro costruzione incrementale. Queste istituzioni tendono a raggiungere una fascia di reddito molto più bassa rispetto al finanziamento ipotecario. La ricerca mirava a esplorare il ruolo delle HMFI nel facilitare lo sviluppo abitativo delle persone a basso reddito in Tanzania. Lo studio ha adottato una strategia a casi multipli e ha utilizzato come metodi di raccolta dati l'analisi documentaria, la guida alle interviste, l'intervista agli informatori qualificati, l'osservazione, la fotografia e la mappatura. I risultati hanno rivelato che le istituzioni di microfinanza per l'edilizia abitativa svolgono un ruolo catalizzatore nel facilitare lo sviluppo abitativo delle persone a basso e/o medio reddito.
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