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Microfinanças na Índia: uma análise
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ISBN10: 6209374751
ISBN13: 9786209374753
Publisher: Edicoes Nosso Conhecimento
Published: Dec 16 2025
Pages: 72
Weight: 0.24
Height: 0.17 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786209374753
Publisher: Edicoes Nosso Conhecimento
Published: Dec 16 2025
Pages: 72
Weight: 0.24
Height: 0.17 Width: 6.00 Depth: 9.00
Language: Portuguese
Este livro levará os leitores numa viagem desde o início das microfinanças até ao problema que o setor enfrenta. Como autor, percebi que as microfinanças indianas cresceram rapidamente nas últimas décadas, prestando serviços financeiros a um mercado massivo e carente. No entanto, infelizmente, o setor sofreu uma crise de confiança após o evento de Andhra Pradesh, que questionou a própria base da sua existência. Este trabalho responde a algumas das questões mais urgentes enfrentadas pelas IMFs em termos de cobrança de taxas de juro exorbitantes e medidas coercivas de cobrança, e dívidas intermináveis que abandonaram a missão social da existência das IMFs. Além disso, o livro debate se essas IMFs estão justificadas em cobrar a taxa de juros e apresenta uma análise crítica para cada fonte de financiamento disponível para as IMFs, ou seja, subsídios/ajudas, depósitos, empréstimos e capital próprio. Por fim, o livro recomenda as fontes que devem ser preferidas pelas IMFs, a fim de reduzir o seu custo de financiamento e, assim, tornar lucrativo para elas atender aos pobres, mesmo com taxas de empréstimo reduzidas.
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