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Mommy, Can You Teach Me How to Budget?
Paperback
Series: Mommy, Can You Teach Me?, Book 3
ConceptsFamilyGeneral Juvenile Fiction
Publisher Price: $13.99
Publisher: Harris & Associates Financial Consulting
Published: Jan 15 2024
Pages: 26
Weight: 0.20
Height: 0.07 Width: 8.00 Depth: 10.00
Language: English
A practical introduction to budgeting that teaches children how to plan for their money before it disappears.
Mommy, Can You Teach Me How to Budget? helps growing children understand one of the most important financial skills they can learn: deciding in advance what they want their money to do.
Through a relatable family story, Destiny, Trey, and their Mom help readers explore how income, spending, saving, needs, wants, priorities, and goals fit together. Rather than presenting a budget as a complicated spreadsheet or a list of restrictions, the book introduces budgeting as a simple plan that helps children make thoughtful choices and still enjoy the things that matter to them.
Designed for upper-elementary and middle-grade learners, the story encourages readers to think about real decisions they may already face with allowance, gifts, earnings, snacks, entertainment, hobbies, and savings goals. Children begin to see that every dollar presents a choice and that planning ahead can help them avoid spending everything at once.
Black children and family relationships remain central to the story. By seeing Black siblings and their mother talking openly about spending, saving, priorities, and financial goals, young readers are reminded that financial literacy and positive money conversations are for every family.
Educators can use the book to support lessons on financial literacy, mathematical reasoning, decision-making, needs versus wants, and goal setting. It can also serve as a foundation for classroom budgeting exercises in which students receive a hypothetical amount of money and decide how much to save, spend, or dedicate toward a goal.
For parents and caregivers, the story creates a natural way to discuss household choices without placing adult financial pressure on children. Mommy, Can You Teach Me How to Budget? helps young readers understand that budgeting is not about what they cannot have. It is about learning to make a plan for what matters most.
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