The Graduation Guidebook: What Every Student Needs to Know About Money and Life
Paperback
Publisher: Latitude 13
Published: Jun 1 2025
Pages: 86
Weight: 0.18
Height: 0.18 Width: 5.00 Depth: 7.00
Language: English
Reading this guidebook feels like having a wise, trusted mentor walk you through the essential lessons of adult life. With clarity and heart, Kathryn Nermoe gives students the skills they need to thrive financially and live with intention.
Julene D. Nolan, Psy.D., LP, Nationally Certified and Licensed School Psychologist, Minneapolis, MN
We need more quick and engaging resources for teens to effectively plan their futures and The Graduation Guidebook is it!
Kathie Kading, Teen Librarian, Champaign, IL
This book is the most concise tool available that covers everything teens need to know about careers and personal finance. The Graduation Guidebook is a valuable resource for secondary and post-secondary schools prioritizing financial literacy, in addition to an educational tool for guidance counselors and families.
In under 100 pages, The Graduation Guidebook is an engaging quick read that:
- Asks students to stop and think about what they want out of life and describes basic needs versus wants;
- Walks students through real-life financial decisions they are about to make before and after graduation;
- Provides current U.S. income levels and commensurate education requirements for various career paths to choose from;
- Discusses where you want to live, provides state tax information and describes how taxes work;
- Covers the basics of budgeting, borrowing, investing, the stock market and savings accounts;
- Examines taking out a mortgage, buying versus leasing a car, and the importance of all types of insurance; and
- Reveals the true cost of having children.
Various studies and surveys over the years have consistently revealed about half of American adults cannot pass basic financial literacy tests. This should be a major concern - and arguably a top priority - for parents and education systems. The Graduation Guidebook: What Every Student Needs to Know About Money and Life is meant to bridge this divide by not only better preparing our graduates for real-life financial situations, but positioning them to obtain the quality of life they dream of after graduation.
As a school counselor, I recognize the critical importance of equipping students with practical knowledge for life beyond high school. The Graduation Guidebook provides a comprehensive and accessible introduction to personal finance that is both timely and essential. I highly recommend this guide as a valuable resource for all graduating students.
Kelley Margo-Hengel, Licensed School Counselor, Bemidji, MN
Also from
Nermoe, Kathryn
I've Got the Mission Statement, Now What?: 8 Core Competencies for Transformational Leadership
Nermoe, Kathryn
Paperback
Also in
Young Adult Nonfiction
Consider the Platypus: Evolution Through Biology's Most Baffling Beasts
Sandford, Maggie Ryan
Hardcover
Large Print Easy Color & Frame - Stress Free: Adult Coloring Book with 31 Designs Flowers, Mandalas & Nature Perforated Pages, Spiral Bound Gift for A
New Seasons
Publications International Ltd
Paperback
Large Print Easy Color & Frame - Calm (Stress Free Coloring Book)
New Seasons
Publications International Ltd
Paperback
Cursive Handwriting Workbook for Teens: Exercises to Learn, Practice, and Improve
Briggs, Missy
Paperback
Braiding Sweetgrass for Young Adults: Indigenous Wisdom, Scientific Knowledge, and the Teachings of Plants
Gray Smith, Monique
Kimmerer, Robin Wall
Paperback
GED Test Prep Plus, Tenth Edition (2026): Includes a Diagnostic Pretest, 2 Full Length Practice Tests, 1000+ Practice Questions, and 60+ Online Videos
Kaplan Test Prep
Van Slyke, Caren
Paperback
Just Mercy (Adapted for Young Adults): A True Story of the Fight for Justice
Stevenson, Bryan
Paperback
GED Test Prep, Tenth Edition (2026): Includes a Diagnostic Pretest, 2 Full Length Practice Tests, 1000+ Practice Questions, and 40+ Online Videos
Van Slyke, Caren
Kaplan Test Prep
Paperback
Be Yourself and Other Bad Advice: A Teen Girl's Guide to Unlearning the Rules
Walker, Meredith
Paperback
Stealing Saint Nick: A Legendary Corpse, a Notorious Theft, and the Stories That Shape the World
Anderson, M. T.
Hardcover
Color & Frame - In the Forest (Adult Coloring Book)
New Seasons
Publications International Ltd
Paperback
Brain Games - Sticker by Number: Ocean Treasures (13 Images to Sticker)
New Seasons
Brain Games
Publications International Ltd
Paperback
Self-Love Journal for Teen Girls: Prompts and Practices to Inspire Confidence and Celebrate You
Whitehead, Cindy
Paperback
We Are Displaced: My Journey and Stories from Refugee Girls Around the World
Yousafzai, Malala
Paperback
It's Trevor Noah: Born a Crime: Stories from a South African Childhood (Adapted for Young Readers)
Noah, Trevor
Paperback
The Super Easy Teen Baking Cookbook: 60 Simple Step-By-Step Recipes
Schotland, Marlynn Jayme
Paperback
Color & Frame - Ocean Treasures (Adult Coloring Book)
New Seasons
Publications International Ltd
Paperback
Everything You Need to Ace Pre-Algebra and Algebra 1 in One Big Fat Notebook
Workman Publishing
Wang, Jason
Paperback
Getting Started with Arduino: The Open Source Electronics Prototyping Platform
Banzi, Massimo
Shiloh, Michael
Paperback
SAT Study Guide Premium, 2027: 3 Practice Tests + Comprehensive Review + Online Practice and Video Lessons
Stewart, Brian W., M. Ed
Paperback
Stamped: Racism, Antiracism, and You: A Remix of the National Book Award-Winning Stamped from the Beginning
Kendi, Ibram X.
Reynolds, Jason
Paperback
Trans History: A Graphic Novel: From Ancient Times to the Present Day
Combs, Alex L.
Eakett, Andrew
Paperback
Large Print Easy Color & Frame - Mindfulness (Stress Free Coloring Book)
Publications International Ltd
New Seasons
Paperback
Brain Games - Sticker by Number - Vintage: Flowers (28 Images to Sticker)
Brain Games
Publications International Ltd
New Seasons
Paperback
Everything You Need to Ace Geometry in One Big Fat Notebook
Workman Publishing
Needham, Christy
Paperback
Everything You Need to Ace Biology in One Big Fat Notebook
Brown, Matthew
Workman Publishing
Paperback
A Better World Is Possible: Global Youth Confront the Climate Crisis
Subramanian, Meera
Novgorodoff, Danica
Hardcover
I Want More Pizza: Real World Money Skills For High School, College, And Beyond
Burkholder, Steve
Paperback
The 57 Bus: A True Story of Two Teenagers and the Crime That Changed Their Lives
Slater, Dashka
Hardcover
The Big Fat High School Algebra 1 Workbook: 400+ Algebra 1 Practice Exercises
Workman Publishing
Paperback
Cursive Handwriting Workbook for Teens: A cursive writing practice workbook for young adults and teens
Hippidoo
Lalgudi, Sujatha
Paperback
Brain Games - Color by Number: Butterflies - Stress-Free Adult Coloring Book with Tear-Out Pages Relaxing Activity for Paint by Number Lovers Gift for
Brain Games
New Seasons
Publications International Ltd
Paperback
The Case for Faith: A Journalist Investigates the Toughest Objections to Christianity
Strobel, Lee
Paperback
Pilot's Handbook of Aeronautical Knowledge: Faa-H-8083-25c
Federal Aviation Administration (FAA)
Paperback
ACT Study Guide Premium, 2026: 6 Practice Tests + Comprehensive Review + Online Practice for the New Enhanced ACT
Stewart, Brian, M. Ed
Paperback
Everything You Need to Ace Chemistry in One Big Fat Notebook
Swanson, Jennifer
Workman Publishing
Paperback
Mindfulness Coloring Book for Teens: Reduce Anxiety, Increase Focus, and Spark Creativity
Rockridge Press
Paperback
A Tale of a Service Animal: A Heartwarming Tale of Disability Awareness, Friendship, and Kindness (Large Print Edition)
DiVietri, Melissa A.
Paperback
Brain Games - Sticker by Number - Vintage: Garden (28 Images to Sticker)
Brain Games
Publications International Ltd
New Seasons
Paperback
The Real Rosalind: The Truth about Rosalind Franklin's DNA Discovery and How It Was Erased
Dunn, Debbie Loren
Fox, Janet
Paperback
I Will Always Write Back: How One Letter Changed Two Lives
Ganda, Martin
Alifirenka, Caitlin
Paperback
American Spirits: The Famous Fox Sisters and the Mysterious Fad That Haunted a Nation
Rosenstock, Barb
Hardcover
An Astonishing Circle: The Discovery and Denial of the Circulatory System
Parrott-Ryan, Maria
Paperback
Everything You Need to Ace U.S. History in One Big Fat Notebook, 2nd Edition: The Complete Middle School Study Guide
Workman Publishing
Paperback
Rich Dad Poor Dad for Teens: The Secrets about Money--That You Don't Learn in School!
Kiyosaki, Robert T.
Paperback
Azadi Means Freedom: Fighting for Gender Equity Through the World's Most Popular Game
Shojaei, Maryam
Hardcover
Brain Games - Sticker by Number: Smile Every Day
Publications International Ltd
New Seasons
Brain Games
Paperback
How to Money: Your Ultimate Visual Guide to the Basics of Finance
Tuggle, Kathryn
Chatzky, Jean
Paperback
Integers and Order of Operations Math Workbook 6th to 8th Grade: Middle School Integers Workbook, PEMDAS
Publishing, Mathflare
Paperback
A Better World Is Possible: Global Youth Confront the Climate Crisis
Novgorodoff, Danica
Subramanian, Meera
Paperback
Neurodiversity for Teen Girls: Shine Bright as You Embrace Your Brain, Your Emotions, and Your Life
Roberts, Jamie D.
Paperback
The Audhd Teen Survival Guide: Develop Self-Knowledge, Confidence, and Thrive as an Audhder!
Ali, Sonia
Paperback
Small Victories: A Coloring Book of Little Wins and Miniature Masterpieces
Basford, Johanna
Paperback
My First Complete Learning Library: Boxset of 20 Board Books Gift Set for Kids
Wonder House Books
Hardcover
The Big Fat High School Algebra 2 Workbook: 400+ Algebra 2 Practice Exercises
Workman Publishing
Paperback
Personal Finance Doodle Notes: Brain Based Interactive Guided Notes
Danziger, Brigid
Giraffe, Math
Paperback
Crochet for Beginners: Step-By-Step Instructions and Patterns
Publications International Ltd
Paperback
Instant Pot Favorites: Fast, Fresh and Foolproof Recipes for Your Electric Pressure Cooker
Publications International Ltd
Hardcover
A Deathly Compendium of Poisonous Plants: Wicked Weeds and Sinister Seeds
Hirsch, Rebecca E.
Paperback
99 Things to Do Before You Finish High School (Revised and Updated)
Jenkins, Steven
Stalder, Erika
Villas, Evan
Paperback
Master Guide to Drawing Anime: How to Draw Original Characters from Simple Templates - A How to Draw Anime / Manga Step by Step Book Series
Hart, Christopher
Paperback
Color & Frame - Country Gardens (Adult Coloring Book)
Publications International Ltd
New Seasons
Paperback
The Case for Christ Student Edition: A Journalist's Personal Investigation of the Evidence for Jesus
Strobel, Lee
Paperback
So, It's Your First Job: A Quick-Ish Guide to Navigating the Working World
Orozco-Onyskin, Mari
Paperback
Brain Games - Color by Number - Large Print: Patterns (Stress Free Coloring Book)
Publications International Ltd
Brain Games
New Seasons
Paperback
Lana del Rey: A Vibrant Journey Through the Career and Influence of the Timeless Indie-Pop Icon
Fragassi, Selena
Hardcover
Niv, Bible for Teens, Thinline Edition, Leathersoft, Blue, Red Letter Edition, Comfort Print
Zondervan
Hardcover
The Vocabulary Workbook for 8th Grade: Weekly Activities to Boost Your Word Power
McLellan, Kelly Anne
Paperback
Just Mercy (Movie Tie-In Edition, Adapted for Young Adults): A True Story of the Fight for Justice
Stevenson, Bryan
Paperback
72 Prácticas Estoicas: Guía práctica de estoicismo para pensar con claridad y sufrir menos
Guerrero, Moisés
Paperback
A 5 Is Against the Law: Social Boundaries - a Compassionate but Honest Guide for Teens and Young Adults
Dunn Buron, Kari
Paperback
Color & Frame - 3 Books in 1 - Animals, Seasons, Inspiration (Adult Coloring Book)
New Seasons
Publications International Ltd
Paperback
Women in Space: 23 Stories of First Flights, Scientific Missions, and Gravity-Breaking Adventures
Gibson, Karen Bush
Paperback
The Ultimate Activity Book for Teens: Crosswords, Cryptograms, Trivia, and More!
Deneen, Valerie
Paperback
The Complete Cookbook for Teen Chefs: 70+ Teen-Tested and Teen-Approved Recipes to Cook, Eat and Share
America's Test Kitchen Kids
Hardcover
Mental Toughness For Young Athletes: Eight Proven 5-Minute Mindset Exercises For Kids And Teens Who Play Competitive Sports
Horne, Moses
Horne, Troy
Paperback
Warriors Don't Cry: The Searing Memoir of the Battle to Integrate Little Rock's Central High
Beals, Melba Pattillo
Paperback
The Case for Faith Student Edition: A Journalist Investigates the Toughest Objections to Christianity
Strobel, Lee
Paperback
Preteen Devotional for Girls: 52 Weeks of Encouraging Devotions and Scripture for Tweens
Rust, Brittany
Paperback
101 Lessons from the Dugout: What Baseball and Softball Can Teach Us about the Game of Life
Davidoff, Ken
Rotbart, Harley A.
Paperback
