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L'utilisation des services financiers mobiles par les femmes en union
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ISBN10: 3330873345
ISBN13: 9783330873346
Publisher: Editions Universitaires Europeennes
Published: Nov 27 2024
Pages: 164
Weight: 0.55
Height: 0.38 Width: 6.00 Depth: 9.00
Language: French
ISBN13: 9783330873346
Publisher: Editions Universitaires Europeennes
Published: Nov 27 2024
Pages: 164
Weight: 0.55
Height: 0.38 Width: 6.00 Depth: 9.00
Language: French
Plus de 75% de la population béninoise n'ont pas accès aux services financiers formels, les banques et les institutions de microfinance réunies et les femmes sont 33,00 % moins susceptibles que les hommes d'avoir des téléphones portables. Ainsi, parmi les 27 % de femmes utilisent leur téléphone portable pour des opérations financières, 63,8 % sont en union (soit 24,3 % de femmes en union qui l'utilisent) (INStaD, 2019). Cette situation soulève la question suivante: quels sont les facteurs qui expliquent l'utilisation des Services Financiers Mobiles (SFM) par ces femmes en union pour effectuer des transactions financières ? En vue de répondre à cette préoccupation, cette étude s'est fixée comme objectif de contribuer à l'amélioration des connaissances des facteurs explicatifs de l'utilisation des Services Financiers Mobiles chez les femmes en union au Bénin. Pour y parvenir, nous partons de l'hypothèse selon laquelle les contextes institutionnel, économique et communautaire influencent directement l'utilisation des Services Financiers Mobiles et indirectement à travers les caractéristiques du ménage et les caractéristiques individuelles de la femme en union.
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