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Évaluation et régulation de la solvabilité de l'emprunteur
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ISBN10: 6209517277
ISBN13: 9786209517273
Publisher: Editions Notre Savoir
Published: Feb 19 2026
Pages: 104
Weight: 0.33
Height: 0.25 Width: 6.00 Depth: 9.00
Language: French
ISBN13: 9786209517273
Publisher: Editions Notre Savoir
Published: Feb 19 2026
Pages: 104
Weight: 0.33
Height: 0.25 Width: 6.00 Depth: 9.00
Language: French
L'objectif de mon article scientifique est d'examiner plus en détail l'évaluation et la régulation de la solvabilité des emprunteurs dans les établissements de crédit. Les changements qui se produisent dans l'économie du Kazakhstan impliquent des changements importants dans les relations entre les banques commerciales et les entités économiques. Le risque élevé lié à l'activité bancaire est principalement lié aux conditions et aux résultats des activités de ses clients. L'analyse de la structure des actifs du système bancaire kazakh montre que plus d'un tiers d'entre eux proviennent du portefeuille de crédits. Les opérations de crédit des banques occupent une place prépondérante parmi les autres opérations, tant en termes de rentabilité que d'ampleur des placements. À l'heure actuelle, les banques commerciales sont contraintes de travailler dans des circonstances inhabituelles. Elles se trouvent au centre de multiples processus qui se déroulent dans les domaines économique, politique et social. La crise des impayés augmente le risque de non-remboursement des prêts par les clients aux banques. C'est pourquoi l'évaluation de la solvabilité des clients potentiels revêt aujourd'hui une grande importance.
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