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De Salarié à Investisseur: La Méthode FORMATAGE
Paperback
Publisher: Independently Published
Published: May 13 2026
Pages: 114
Weight: 0.36
Height: 0.24 Width: 6.00 Depth: 9.00
Language: French
Vous êtes salarié et vous souhaitez investir dans l'immobilier, mais vous ne savez pas par où commencer ? Ce livre a été écrit pour vous.
Kévin Tage était fonctionnaire. Aucun héritage familial, aucun réseau d'investisseurs, aucun capital important au départ. À 32 ans, pendant le confinement, il découvre l'investissement immobilier locatif et décide de transformer complètement sa vie. Aujourd'hui, ses immeubles de rapport génèrent jusqu'à 26 % de rendement brut, ses revenus locatifs ont remplacé son salaire, et il accompagne des centaines d'investisseurs débutants grâce à son programme FORMATAGE.
Dans ce guide pratique, concret et accessible, il partage sa méthode complète pour réussir dans l'investissement immobilier en France et dans les DOM, même sans expérience et même sans gros apport.
Vous découvrirez comment choisir une ville rentable, analyser la rentabilité d'un bien, calculer le cash-flow, convaincre une banque de financer votre projet sans apport, piloter des travaux de rénovation, gérer des locataires et développer des revenus locatifs durables.
L'auteur explique également pourquoi les immeubles de rapport peuvent offrir davantage de liberté financière, de sécurité et de rentabilité qu'un simple appartement locatif. Il partage ses stratégies de location longue durée et de location courte durée, notamment via Airbnb, ainsi que les méthodes qui lui ont permis d'obtenir deux récompenses Booking.com consécutives.
Le livre aborde aussi la fiscalité immobilière de manière simple et pratique: LMNP, SCI, régime réel, amortissement, défiscalisation par les travaux et optimisation légale des impôts.
Vous découvrirez également les opportunités spécifiques des territoires ultramarins comme la Guadeloupe, la Martinique, La Réunion et la Guyane, où certains marchés offrent des rendements particulièrement attractifs.
Contrairement à de nombreux livres théoriques, celui-ci s'appuie sur des opérations réelles et des chiffres concrets. L'auteur détaille plusieurs projets de son propre patrimoine, avec les prix d'achat, les coûts de rénovation, les revenus locatifs générés, les erreurs commises et les leçons apprises.
Parmi les exemples présentés:
un immeuble acheté 125 000 et rénové pour 101 000, générant 5 000 de revenus locatifs mensuels;
un projet repris en Nouvelle-Aquitaine avec un rendement net de 12 %;
ou encore une opération d'achat-revente à Blois ayant généré plus de 15 000 de plus-value nette.
Ce livre s'adresse aux salariés, fonctionnaires, primo-investisseurs, investisseurs souhaitant développer des immeubles de rapport à haut rendement, ainsi qu'aux membres de la diaspora africaine ou antillaise souhaitant investir en France ou dans les DOM.
Au-delà des stratégies immobilières, ce livre transmet une vision: celle de l'indépendance financière par la création d'actifs capables de générer des revenus récurrents.
La méthode est claire. Les outils sont concrets. Il ne reste qu'à passer à l'action.
Immobilier locatif - Immeuble de rapport - Investissement immobilier France - Cash-flow immobilier - Liberté financière - Rendement locatif - Location courte durée - LMNP - Patrimoine immobilier - Investissement DOM - Revenus passifs - Indépendance financière
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