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La Banque en transition.: Comprendre la métamorphose d'un modèle centenaire.
Paperback
Publisher: Independently Published
Published: Dec 3 2025
Pages: 206
Weight: 0.62
Height: 0.47 Width: 6.00 Depth: 9.00
Language: French
La banque vit en silence l'une des plus grandes transformations de son histoire.
Entre l'irruption des fintechs, la montée en puissance des Big Tech, l'Open Banking, la blockchain, l'intelligence artificielle et l'évolution des usages, c'est tout un modèle centenaire qui se réinvente. Dans cet ouvrage essentiel, Christophe Labarrère, fort de quinze années d'expérience au sein du secteur bancaire et de cinq années d'enseignement en finance et en intelligence artificielle, propose une analyse unique, profonde et accessible de cette métamorphose.
À travers une exploration structurée et rigoureuse, ce livre décrypte les fondations du modèle traditionnel, les pressions concurrentielles nouvelles, les technologies qui redessinent la chaîne de valeur, les attentes d'un consommateur devenu hyperconnecté, ainsi que les mutations internes que les banques doivent désormais conduire. Loin des discours technophiles naïfs ou des analyses catastrophistes, cet ouvrage propose une lecture nuancée, universitaire et engagée de ce que devient réellement la banque.
Vous découvrirez:
- comment les fintechs et Big Tech bouleversent les modèles établis;
- le rôle décisif de l'IA, de l'Open Banking, de la cybersécurité et de la blockchain;
- la transformation des attentes clients et la reconfiguration de la relation bancaire;
- l'émergence de nouveaux métiers, de nouvelles compétences et d'une nouvelle culture bancaire;
- trois scénarios crédibles pour la banque de 2035, entre plateforme, relation augmentée et fragmentation du secteur.
La Banque en Transition est un livre incontournable pour comprendre les enjeux technologiques, humains, organisationnels et stratégiques qui définissent le futur du secteur. Un ouvrage de référence pour les conseillers bancaires, managers, dirigeants, étudiants, enseignants, consultants, chercheurs et tous ceux qui souhaitent anticiper les changements profonds à l'oeuvre dans la finance.
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