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Financial Inclusion and Financial Literacy in the Digitized Era: A South Asian Perspective
Hardcover
ISBN13: 9781779644787
Publisher: Apple Academic Press
Published: Feb 18 2027
Pages: 275
Language: English
In an era characterized by rapid digitization and technological advancement, the financial services landscape is undergoing profound transformation. Digital technologies are reshaping how individuals, businesses, and governments access, deliver, and utilize financial services, creating unprecedented opportunities to expand financial inclusion while underscoring the growing importance of financial literacy. Within South Asia and neighboring developing economies, these changes present both remarkable opportunities and significant policy, regulatory, and societal challenges.
This new book, Financial Inclusion and Financial Literacy in the Digitized Era: A South Asian Perspective, brings together leading scholars and researchers to examine the evolving relationship among digital transformation, financial inclusion, financial literacy, artificial intelligence, governance, and public policy. Drawing upon theoretical analyses, empirical research, and country-specific case studies, the volume provides a comprehensive examination of how digital innovation is reshaping financial ecosystems and influencing equitable access to financial services.
The chapters explore the role of technology and digitization in expanding financial inclusion; the application of artificial intelligence to improve financial literacy and digital banking; the effectiveness of marketing campaigns and financial education initiatives; the influence of political institutions, governance, and leadership on financial inclusion; regulatory approaches to reducing gender disparities; and the long-term effects of digitalization in the post-COVID-19 era. Additional case studies from Northeast India, Indonesia, the Philippines, and Malaysia offer valuable regional perspectives on the opportunities and challenges of building inclusive digital financial systems.
Designed for academics, researchers, policymakers, financial professionals, development practitioners, and graduate students, this volume promotes informed dialogue on one of the most pressing issues facing modern economies. By integrating multidisciplinary perspectives with contemporary evidence, it provides valuable insights into creating more inclusive, resilient, and sustainable financial ecosystems in an increasingly digitized world.
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