Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
612-822-4611

  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Comptroller's Handbook: Retail Lending

Comptroller's Handbook: Retail Lending

Office of the Comptroller of the Curren
Penny Hill Press

Paperback

Accounting

ISBN10: 154540044X
ISBN13: 9781545400449
Publisher: Createspace
Published: Apr 3 2017
Pages: 150
Weight: 0.80
Height: 0.32 Width: 8.50 Depth: 11.02
Language: English
The Office of the Comptroller of the Currency's (OCC) Comptroller's Handbook booklet, Retail Lending, is prepared for use by OCC examiners in connection with their examination and supervision of national banks and federal savings associations (collectively, banks). Each bank is different and may present specific issues. Accordingly, examiners should apply the information in this booklet consistent with each bank's individual circumstances. When it is necessary to distinguish between them, national banks and federal savings associations are referred to separately.This booklet discusses risks associated with retail lending and provides a framework for evaluating risk management activities. This booklet supplements the core assessment in the Large Bank Supervision, Community Bank Supervision, and Federal Branches and Agencies Supervision booklets of the Comptroller's Handbook. Examiners should use this Retail Lending booklet when specific retail credit products, services, or risks warrant review beyond the core assessment.This booklet's objective is to consider risk management practices fundamental to retail lending and common across product types. Additional product-specific considerations may apply. For example, certain lending and risk management practices relevant to particular products are described in other booklets of the Comptroller's Handbook, including Residential Real Estate Lending, Mortgage Banking, Credit Card Lending, Student Lending, and Installment Lending. Specific consumer protection laws and regulations applicable to retail lending are discussed in the Consumer Compliance booklets of the Comptroller's Handbook.

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