Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Beyond Credit Scores: The Future of Risk Assessment

Beyond Credit Scores: The Future of Risk Assessment

Xu, Robyn

Paperback

Gifts & Stationery General

ISBN13: 9798296642820
Publisher: Independently Published
Published: Aug 5 2025
Pages: 190
Weight: 0.58
Height: 0.44 Width: 6.00 Depth: 9.00
Language: English
This book explores how technology, particularly artificial intelligence (AI) and alternative data, is reshaping the way we assess credit risk.

We are witnessing a surge of innovation in frontier and emerging markets, especially across the Middle East, Africa, and South Asia (MEASA), where traditional credit infrastructure is limited, but mobile penetration and digital adoption are soaring.

The book is structured to take you through a comprehensive journey-from foundational financial ratios and cash flow analysis (like DSCR, ROA, and EBITDA) to modern-day AI credit scoring models, regulatory sandboxes, and data ethics.

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