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Bayt Al-Mal: The Architecture That Ends the Age of Debt
Paperback
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ISBN13: 9798187713394
Publisher: Independently Published
Published: Jul 17 2026
Pages: 254
Weight: 0.66
Height: 0.58 Width: 5.50 Depth: 8.50
Language: English
Publisher: Independently Published
Published: Jul 17 2026
Pages: 254
Weight: 0.66
Height: 0.58 Width: 5.50 Depth: 8.50
Language: English
The suffering visible across today's world - recurring financial crashes, generational debt, a widening gap between the wealthy few and the indebted many - is not an accident inside an otherwise sound system. It is the system working exactly as designed. This book makes one argument from beginning to end: an economy built on interest-bearing debt creation mathematically guarantees that more debt exists than money to repay it. Someone must always lose. And the remedy is not a kinder interest rate or a more generous welfare program - it is a complete, different architecture, already fully developed in the Quran and the Islamic institution of Bayt al-Mal, the House of Wealth.
Inside, you'll find:
- A clear, arithmetic-based diagnosis of how debt-based money actually works - and why reform alone can never fix it
- A correction of one of the most common misunderstandings in the Muslim world today: zakat is not 2.5% paid annually, but a due triggered by actual gain, exactly as the Qur'an describes (6:141)
- The eight recipients of zakat, read for their full contemporary relevance - not frozen in a seventh-century lens
- A principle-by-principle comparison between the interest-based economy and Bayt al-Mal's circulatory alternative
- A concrete, honest look at who benefits and who is left behind under each system - asset holders, borrowers, nations, the elderly, small producers, and more
- A practical, phased blueprint any community can begin today - starting with a single founding circle, long before waiting for governments or global institutions to lead
- Why automation, AI, and near-universal digital coordination make large-scale, non-monetary economic organization more achievable now than at any point in human history
- The book's ultimate horizon: not merely a reformed economy, but a fully Quranic, moneyless economic order
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