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Bank Loans on Statement and Character

Bank Loans on Statement and Character

Hardcover

AccountingInvesting & Finance

ISBN10: 1025339142
ISBN13: 9781025339146
Publisher: Tradd Street Press
Published: Feb 14 2026
Pages: 508
Weight: 1.95
Height: 1.13 Width: 6.14 Depth: 9.21
Language: English
Bank Loans on Statement and Character provides an in-depth exploration of the foundational principles of commercial lending and credit evaluation. Written by Mahlon D. Miller, this work examines the dual nature of bank loans, focusing on the quantitative analysis of financial statements and the qualitative assessment of a borrower's character and reputation.

The text delves into the intricacies of financial reporting, offering insights into how banks evaluate the solvency and reliability of businesses seeking capital. It highlights the evolution of credit standards, illustrating the balance between moral risk and tangible assets. Readers will find detailed discussions on the preparation of statements, the importance of accurate data, and the psychological factors that influence professional credit decisions.

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Miller, Mahlon D.

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Accounting