Sign-In
Cart
Aging Parents Without a Financial Safety Net: A Practical Plan for Adult Children Navigating Long-Term Care, Medicaid, Public Benefits, and Housing Op
Paperback
Aging & Elder CareMedical ReferenceGeneral Parenting
Currently unavailable to order
Please enter your email and a message will be sent to you when this product becomes available on our website.
Publisher: Independently Published
Pages: 94
Weight: 0.30
Height: 0.19 Width: 6.00 Depth: 9.00
Language: English
When an aging parent begins to need home care, assisted living, rehabilitation, or nursing-home care, families can quickly find themselves caught between rising needs and limited money. Medicare does not simply pay for long-term care, Medicaid can be difficult to navigate, public benefits are scattered across different agencies, and affordable senior housing may come with waiting lists and local rules.
Aging Parents Without a Financial Safety Net is a practical U.S. guide for adult children who need a realistic plan - not vague caregiving advice and not the assumption that private-pay care is affordable.
Instead of starting with the question, What is the best care money can buy? this book helps you work from the facts: What does your parent actually need? What resources are available? Which programs may help? What can realistically be accessed and sustained?
Inside, you will learn how to:
- Assess an aging parent's daily care, safety, mobility, supervision, and housing needs before choosing a care setting
- Organize income, assets, insurance, benefits, medical information, powers of attorney, and other essential documents
- Understand the important differences between Medicare, Medicaid, skilled nursing care, home health, and ongoing long-term care
- Navigate Medicaid long-term services and supports, including nursing-facility care and home- and community-based services, while recognizing that eligibility and rules vary by state
- Screen for public benefits that may reduce pressure on a limited budget, including Medicare cost assistance, prescription help, food and energy assistance, transportation, veterans benefits, and local aging services
- Compare home care, adult day services, assisted living, nursing homes, subsidized senior housing, Section 202 housing, Housing Choice Vouchers, shared housing, and PACE-supported community living
- Handle a hospital discharge or rehabilitation crisis without confusing observation status, Medicare coverage, provider availability, and family responsibility
- Build a realistic Plan A, Plan B, and emergency Plan C while protecting your own finances, work, health, and caregiving limits
The book also includes practical checklists and worksheets for assessing care needs, organizing documents, screening benefits, comparing housing and long-term care options, preparing a Medicaid application, reviewing nursing-facility admission terms, and building a final action plan.
This is not a promise of free care or a one-size-fits-all Medicaid strategy. It is a clear roadmap for families trying to make responsible decisions when an aging parent has limited savings and private long-term care may be financially unrealistic.
If you are trying to help an elderly parent stay safe without sacrificing your own financial future, this guide will help you turn a confusing elder-care system into concrete next steps.
Also in
Aging & Elder Care
When Memory Fades: What to Expect at Every Stage, from Early Signs to Full Support for Alzheimer's and Dementia
Chin, Nathaniel
Hardcover
Making the Best of What's Left: When We're Too Old to Get the Chairs Reupholstered
Viorst, Judith
Hardcover
Independence for Life: The Complete Guide to Building Strength and Regaining Mobility Beyond 50
Harlow, Will
Paperback
The Miracle Morning After 50: A Proven Path to Joy, Vitality, and Purpose for Aging Adults
Elrod, Hal
Clark, Dwayne J.
Paperback
From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life
Brooks, Arthur C.
Hardcover
Mayo Clinic on Alzheimer's Disease and Other Dementias, Revised and Updated: A Guide for People with Dementia and Those Who Care for Them
Lunde, Angela
Graff-Radford, Jonathan
Hardcover
Thriving Beyond Fifty (Expanded Edition): 111 Natural Strategies to Restore Your Mobility, Avoid Surgery and Stay Off Pain Pills for Good
Harlow, Will, Msc McSp
Paperback
Longevity Guidebook: How to Slow, Stop, and Reverse Aging - and NOT Die from Something Stupid
Diamandis, Peter H.
Hardcover
The Dementia Care Toolkit: Real Help for Challenging Behaviors and Caregiving Overwhelm
Edmonds, Natali
Paperback
Chicken Soup for the Soul: Care for the Caregiver: 101 Stories of Advice and Humor for Dementia Care
Newmark, Amy
Paperback
Stress-Free Potty Training: A Commonsense Guide to Finding the Right Approach for Your Child
Au, Sara
Stavinoha Ph. D., Peter
Paperback
Keep the Memories, Lose the Stuff: Declutter, Downsize, and Move Forward with Your Life
Paxton, Matt
Paperback
Forget Me Not: The #1 Alzheimer's and Dementia Guide for Professional and Family Caregivers
Kostiw, Debra
Paperback
Aging Out: An Exploration of Caregiving, Corporations, and How Americans Grow Old (Large Print Edition)
Schiller, Lucy
Hardcover
It's Never Too Late to Begin Again: Discovering Creativity and Meaning at Midlife and Beyond
Cameron, Julia
Lively, Emma
Paperback
The Essential Questions: Interview Your Family to Uncover Stories and Bridge Generations
Keating, Elizabeth, PH. D.
Hardcover
How to Retire Happy, Fourth Edition: The 12 Most Important Decisions You Must Make Before You Retire
Hinden, Stan
Paperback
Information My Family Needs to Know Organizer: Legacy Planner for Personal, Medical & Financial Affairs 4 Document Pockets Spiral Bound Gift for Adult
Publications International Ltd
New Seasons
Paperback
Aba/AARP Checklist for My Family: A Guide to My History, Financial Plans, and Final Wishes, Second Edition
Hurme, Sally Balch
Paperback
Through the Years: More Activities for Memory-Challenged Adults and Their Caregivers
Beloff, Joan
Green, Cynthia R.
Paperback
The Legacy Life: Leading Your Family to Make a Difference for Eternity
Green, David
High, Bill
Hardcover
The Conscious Caregiver: A Mindful Approach to Caring for Your Loved One Without Losing Yourself
Abbit, Linda
Paperback
21 Life Lessons For Teenage Boys: 21 Life Lessons For Teenage Boys: The Most Important Life Lessons I wish I knew When I was a Teen.
Welch, Ali
Abboud, James
Paperback
My Last Gift: An Essential End-Of-Life Planner: Important Guidance for You and Your Loved Ones
Boyer, Kim
Hardcover
The Astonishing Lives of Older Women: How to Create Pleasure Over Peril in Peak Longevity
Welsh, Moira
Paperback
Driving Miss Norma: An Inspirational Story about What Really Matters at the End of Life
Liddle, Ramie
Bauerschmidt, Tim
Paperback
Travelers to Unimaginable Lands: Stories of Dementia, the Caregiver, and the Human Brain
Kiper, Dasha
Paperback
The Joy of Chair Yoga for Seniors and Beginners: Lose Weight, Move Freely, Feel More Energetic, and Have Some Laughs!
Dolson, Heather
Paperback
Unconditional Love: A Guide to Navigating the Joys and Challenges of Being a Grandparent Today
Isay, Jane
Paperback
The Complete Family Guide to Dementia: Everything You Need to Know to Help Your Parent and Yourself
Harrison, Thomas F.
Forester, Brent P.
Paperback
Forget Me Not: The #1 Alzheimer's and Dementia Guide for Professional and Family Caregivers
Kostiw, Debra
Hardcover
The Joy of Not Working: A Book for the Retired, Unemployed and Overworked
Zelinski, Ernie J.
Paperback
Strength Training for Seniors: Increase Your Balance, Stability, and Stamina to Rewind the Aging Process
Waehner, Paige
Paperback
The Caregiver's Companion: Caring for Your Loved One Medically, Financially and Emotionally While Caring for Yourself
Brent, Carolyn A.
Paperback
The Sage's Tao Te Ching, 25th Anniversary Edition: Ancient Advice for the Second Half of Life
Martin, William
Paperback
Crazy Grandma 2 Grayscale Coloring Book for Adults: Portrait Coloring Book Grandma goes crazy Grandma funny Coloring Book
Publishing, Monsoon
Paperback
I hear you: Talking and listening to people with Alzheimer's (and other dementias)
Kuhn, Alyson
Mahakian, Jane
Paperback
The Youngest Bee: A Louisiana Story of Sisterhood, Strength, and Alzheimer's
Evans, Virginia
Paperback
North American Birds Picture Book: Dementia Activities for Seniors (30 Premium Pictures on 70lb Paper With Names) (Large Print Edition)
Melgren, Jacqueline
Paperback
Is It Alzheimer's?: 101 Answers to Your Most Pressing Questions about Memory Loss and Dementia
Rabins, Peter V.
Hardcover
Information My Family Needs to Know (Folder - Simple 1-2-3 Kit)
Publications International Ltd
Paperback
Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management
Smith, Nicole J.
Paperback
Living with Purpose in a Worn-out Body: Spiritual Encouragement for Older Adults
Buchanan, Missy
Paperback
The Healing of a Caregiver: The Road to Acceptance and Recovery From the Loss of a Loved One
Palmer, Patrick
Paperback
Longevity Guidebook: How to Slow, Stop, and Reverse Aging - and NOT Die from Something Stupid
Diamandis, Peter H.
Paperback
The Sage's Tao Te Ching, 20th Anniversary Edition: Ancient Advice for the Second Half of Life
Martin, William
Paperback
Reminiscing 1960s America: Memory Lane Picture Book For Seniors with Dementia and Alzheimer's patients. (Large Print Edition)
Melgren, Jacqueline
Paperback
Is It Alzheimer's?: 101 Answers to Your Most Pressing Questions about Memory Loss and Dementia
Rabins, Peter V.
Paperback
Mildred's Mindset: Wisdom from a Woman Centenarian
Kirschenbaum, Mildred
Kirschenbaum, Gayle
Paperback
What's Next in Your Life?: A Spiritual Guide to Retirement and Purposeful Aging
Briggs, James I.
Paperback
Grandma Tell me your Story: A Guided Keepsake Journal for your Grandmother to share her Life & her Memories
Rossi, Erika
Vida, Ô. Linda
Paperback
How to Care for Aging Parents: A One-Stop Resource for All Your Medical, Financial, Housing, and Emotional Issues
Morris, Virginia
Paperback
Coping Courageously: A Heart-Centered Guide for Navigating a Loved One's Illness Without Losing Yourself
Chiaramonte, Delia
Paperback
With Love: A Practical Guide to Caring for Aging Parents Through the End of Life
Hofer, Shari
Kazmi, Shabnam
Paperback
When Your Aging Parent Needs Help: A Geriatrician's Step-by-Step Guide to Memory Loss, Resistance, Safety Worries, & More
Scott, Paula Spencer
Kernisan, Leslie
Paperback
Who Will Take Care of Me When I'm Old?: Plan Now to Safeguard Your Health and Happiness in Old Age
Loverde, Joy
Paperback
A View from Life's Edge: Discovering What Really Matters with Older Women Across the Globe
Dempsey, Corinne G.
Paperback
WHAT THE HELL DO I DO NOW? A Professionals' Guide to a Meaningful Retirement
White, R. Dean
Paperback
Farm Life: a Picture Book In Large Print For Adults And Seniors (Large Print Edition)
Thornton, Nevada
Paperback
Heartwarming Short Stories for Seniors: Relaxing and Uplifting Short Stories for Seniors - Large Print Edition
Vance, Owen R.
Studio, Orvian
Paperback
The Wisdom of Menopause (4th Edition): Creating Physical and Emotional Health During the Change
Northrup, Christiane
Paperback
AARP the Other Talk: A Guide to Talking with Your Adult Children about the Rest of Your Life
Prosch, Tim
Paperback
Inheritance Heists: Reclaim Your Family's Legacy and Fight Back Against Financial Predators
Hackard, Michael
Paperback
Love, Dignity, and Parkinson's: from Care Partner to Caregiver (Large Print Edition)
Pease, Terri
Paperback
Age In Place At Home: Adapting The Home Environment For All Generations
Traut Caps, David L.
Paperback
Older & Wiser: Stories of Inspiration, Humor, and Wisdom about Life at a Certain Age (Large Print Edition)
Canfield, Jack
Hansen, Mark Victor
Newmark, Amy
Paperback
Day to Day Caregiving for Dementia: A Mayo Clinic Guide for Offering Care and Support
Lunde, Angela M.
Paperback
Beyond Bedrails and Bingo: Myths, Truths, and the Future of America's Nursing Homes
Devereaux, Dave
Paperback
Let's Talk about Aging Parents: A Real-Life Guide to Solving Problems with 27 Essential Conversations
Tamblyn Watts, Laura
Paperback
Chasing Independence: Growing Old in the Shadow of an American Ideal
Altomonte, Guillermina
Paperback
Age Doesn't Matter Unless You're a Cheese: Wisdom from Our Elders
Petras, Ross
Petras, Kathryn
Paperback
Pilgrimage into the Last Third of Life: 7 Gateways to Spiritual Growth
Thibault, Jane Marie
Paperback
The Housemates: Everything One Student Learnt about Love, Care and Dementia from Living in a Nursing Home
Toebes, Teun
Paperback
Finding Your Purpose When You Retire: What Comes Next In Your Life? A Guided Journal
Bradley, L. Richard
Paperback
Making Peace with Dementia: An Occupational Therapist's Formula for Optimizing Care and Restoring Calm
Olson, Ann
Paperback
The Hot Young Widows Club: Lessons on Survival from the Front Lines of Grief
McInerny, Nora
Hardcover