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Working Longer: The Solution to the Retirement Income Challenge
Paperback
Series: Key Concepts in Philosophy
Personal FinanceGeneral Political ScienceSocial Movements
ISBN13: 9780815703112
Publisher: Brookings Institution Press
Published: May 6 2009
Pages: 220
Weight: 0.72
Height: 0.50 Width: 6.00 Depth: 9.00
Language: English
Daily headlines warn American workers that their retirement years may be far from golden. The main components of the retirement income system--Social Security and employer-provided pensions and health insurance--are in decline while the amount of income needed for a comfortable retirement continues to rise.
Working Longer investigates the prospects for moving the average retirement age from 63, the current figure, to 66. Munnell and Sass ask whether future generations will be healthy enough to work beyond the current retirement age and whether older men and women want to work. They examine companies' incentives to employ older works and ask what government can do to promote continued participation in the workforce. Finally, they consider the challenge of ensuring a secure retirement for low-wage workers and those who are unable to continue to work.
The retirement system faces very real challenges. But together, workers, employers, and the government can keep this vital piece of the American dream alive.
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