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Emprender sin quebrar: Finanzas para emprendedores chilenos: cómo formalizar, financiar y sostener tu negocio
Paperback
Series: El Sistema Palanka
Publisher: Independently Published
Published: Jul 9 2026
Pages: 48
Weight: 0.14
Height: 0.13 Width: 5.50 Depth: 8.50
Language: Spanish
El 80% de las pymes en Chile cierra antes de los 5 años. No por falta de buenas ideas - sino por errores financieros completamente evitables.
Un negocio puede tener ventas récord en octubre y no tener cómo pagar sueldos en noviembre. Puede tener utilidades en el papel y deudas en la realidad. Eso no es mala suerte: es la consecuencia de no tener un sistema financiero básico desde el primer dÃa. Este libro es ese sistema.
En este libro vas a aprender:
- Persona natural o empresa: cómo elegir la estructura correcta
- Cómo crear tu empresa gratis en la plataforma del Estado
- Los regÃmenes tributarios y qué impuestos realmente pagas
- Por qué separar tu plata de la del negocio es la regla más importante
- El flujo de caja: el dato que puede salvar o hundir tu negocio
- El punto de equilibrio y cómo fijar precios que sostengan el negocio
- Cómo financiarte sin destruir tu patrimonio personal
- CORFO, Sercotec y el ecosistema de fondos para emprendedores
- Los cinco errores financieros más frecuentes en pymes chilenas
Incluye preguntas frecuentes, tu flujo de caja mensual en una página y un checklist trimestral de salud financiera del negocio.
Emprender sin quebrar es el Libro 9 de la serie El Sistema Palanka, para quienes emprenden o están evaluando hacerlo en Chile.
Este libro entrega información general y educativa sobre formalización y tributación de negocios en Chile, basada en fuentes oficiales. No reemplaza la asesorÃa de un contador o abogado para tu situación particular.
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