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Rethinking Financial Behaviour: Rationality and Resistance in the Financialization of Everyday Life
Hardcover
Series: Rethinking Work, Ageing and Retirement
Personal FinanceSocial Movements
ISBN13: 9781529232257
Publisher: Bristol University Press
Published: Dec 3 2024
Pages: 232
Weight: 1.11
Height: 0.56 Width: 6.14 Depth: 9.21
Language: English
Pension policy in the UK and US is designed on the assumption that people make informed financial decisions, consistently invest in pensions and manage diverse portfolios. Deviating from this is often deemed irresponsible and irrational. However, this assumption overlooks uncontrollable factors like caring duties, employment breaks or income limitations. Even when individuals act as expected, unpredictable market shifts can hinder long-term planning.
This book redefines deviations to rational behaviour as logical responses to a dysfunctional system. Challenging existing theoretical discussions and policy approaches, it proposes a fresh perspective on rationality when it comes to financial practices and policy.
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