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Factores que influenciam o sucesso da transformação das IFM em MTD
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ISBN10: 6207763106
ISBN13: 9786207763108
Publisher: Edicoes Nosso Conhecimento
Published: Jul 7 2024
Pages: 84
Weight: 0.30
Height: 0.20 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786207763108
Publisher: Edicoes Nosso Conhecimento
Published: Jul 7 2024
Pages: 84
Weight: 0.30
Height: 0.20 Width: 6.00 Depth: 9.00
Language: Portuguese
As instituições de microfinanças no Quénia procuram transformar-se principalmente em instituições de microfinanças que aceitam depósitos como plataforma de acesso a fundos de depósito baratos. Isto ajuda a melhorar a sua capacidade de conceder empréstimos mais avultados com um perÃodo de reembolso mais longo. Estes aspectos influenciam positivamente o seu desempenho financeiro. Outras vantagens associadas à transformação incluem uma melhor estrutura de governação, um melhor serviço ao cliente e a oferta de mais produtos aos clientes. Apesar das vantagens associadas à transformação das IFM em instituições que aceitam depósitos, existem diversos desafios que podem ocorrer durante a transformação. Estes desafios incluem lutas com a redefinição da identidade, a redefinição das fronteiras da empresa e questões de legitimidade. Isto deve-se à natureza hÃbrida das instituições, ou seja, aos deveres sociais das IMF, que são o alÃvio da pobreza, e à necessidade comercial de serem financeiramente auto-sustentáveis. Este livro examina os factores que influenciam a transformação das Instituições de Microfinanças (IMF) em instituições de microfinanças que aceitam depósitos em Nakuru.
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