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How Many Years Do You Have Left?: The Runway Method for Late-Starter Retirement Planning
Paperback
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ISBN13: 9798193674511
Publisher: Independently Published
Published: Aug 20 2026
Pages: 46
Weight: 0.17
Height: 0.10 Width: 6.00 Depth: 9.00
Language: English
Publisher: Independently Published
Published: Aug 20 2026
Pages: 46
Weight: 0.17
Height: 0.10 Width: 6.00 Depth: 9.00
Language: English
You did everything right, or close to it - and the numbers still don't feel like enough. If you're 45, 52, or 58 and just realized retirement is closer than your savings account is ready for, you don't need another book telling you to save more and spend less. You need a plan built around the one number that actually matters: how many years you have left to work with.
How Many Years Do You Have Left? introduces the Runway Method - a simple framework that matches your entire retirement strategy to your personal timeline, instead of handing you the same generic advice as everyone else.
Inside, you'll find: - The Find-Your-Runway Assessment - a 5-minute self-scoring quiz that places you on one of three Runway Tracks (20-Year, 15-Year, or 10-Year) so every strategy in the book is calibrated to your actual timeline.
- Three full worked case studies - Maria, David, and Tom - real numbers walked through start to finish, showing exactly how the math changes depending on how much runway you have left.
- A track-specific formula for calculating your real retirement number, instead of a vague you need $1 million rule of thumb.
- Straight talk on catch-up contributions, Social Security timing, healthcare bridges, long-term care, and the housing decisions that quietly make or break a late-starter's plan.
- A This Week's Move at the end of every chapter - one specific, doable action, so you close this book with momentum, not just more information.
- A complete, fillable Personal Runway Plan worksheet that pulls every chapter into a single one-page plan.
This isn't a book about regretting the years behind you. It's a book about building real, numbers-based security with the years still ahead of you - however many that turns out to be. Find your runway. Build your plan. Start today. Disclaimer: This book is for general education only and is not personalized financial, tax, or legal advice. Case studies are composite, illustrative examples, not real individuals.
Inside, you'll find: - The Find-Your-Runway Assessment - a 5-minute self-scoring quiz that places you on one of three Runway Tracks (20-Year, 15-Year, or 10-Year) so every strategy in the book is calibrated to your actual timeline.
- Three full worked case studies - Maria, David, and Tom - real numbers walked through start to finish, showing exactly how the math changes depending on how much runway you have left.
- A track-specific formula for calculating your real retirement number, instead of a vague you need $1 million rule of thumb.
- Straight talk on catch-up contributions, Social Security timing, healthcare bridges, long-term care, and the housing decisions that quietly make or break a late-starter's plan.
- A This Week's Move at the end of every chapter - one specific, doable action, so you close this book with momentum, not just more information.
- A complete, fillable Personal Runway Plan worksheet that pulls every chapter into a single one-page plan.
This isn't a book about regretting the years behind you. It's a book about building real, numbers-based security with the years still ahead of you - however many that turns out to be. Find your runway. Build your plan. Start today. Disclaimer: This book is for general education only and is not personalized financial, tax, or legal advice. Case studies are composite, illustrative examples, not real individuals.
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