Open Daily: 10am - 10pm | Alley door pickup 10am - 7pm 3038 Hennepin Ave Minneapolis, MN
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  • Open Daily: 10am - 10pm
    Alley-side Pickup: 10am - 7pm

    3038 Hennepin Ave Minneapolis, MN
    612-822-4611

Open Daily: 10am - 10pm | Alley-side Pickup: 10am - 7pm
3038 Hennepin Ave Minneapolis, MN
612-822-4611
Financial Inclusion

Financial Inclusion

Kirwan, Samuel

Paperback

Series: Economy Key Ideas, Book 27

Personal FinanceGeneral SociologyPoverty & Social Work

Currently unavailable to order

ISBN10: 1788211189
ISBN13: 9781788211185
Publisher: Agenda Publishing
Published: Feb 25 2021
Pages: 136
Weight: 0.30
Height: 0.50 Width: 5.80 Depth: 8.20
Language: English

Limited access to financial services, such as banking and credit, impedes economic development in impoverished communities, which has prompted policy-makers, private institutions and NGOs to develop strategies to address financial inclusion. Drawing on a series of illustrative case studies, Samuel Kirwan examines the various types of policy implementation, and considers the social impact and efficacy of such economic intervention.

From exploring India's micro-credit industry to explaining the rise of mobile banking in South Africa, the book employs a social science tool box to make sense of the various policy areas and initiatives involved in confronting economic inequality. Analysing both developed and developing markets, Kirwan highlights the potentially detrimental effects of financial inclusion strategies, such as the spread of sub-prime mortgage lending in the US. While acknowledging the risks and pitfalls of government-backed and private financial inclusion practices, the author, nevertheless, makes a strong case for the value of financial inclusion both as a conceptual term for clarifying the stakes of material poverty and as a policy tool that creates a space for meaningful changes in economic practices.

An insightful take on the role of government policy in combatting inequality, the book is a valuable resource for researchers examining the socio-economic dimensions of poverty and attempts to address it.

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