Sign-In
Cart
From Debt to Wealth: The CAPITAL Shift Method: A Practical System to Eliminate Expensive Debt, Expand Income, Build Assets, and Create Lasting Financi
Paperback
Investing & FinancePersonal Finance
Publisher: Independently Published
Published: Aug 22 2026
Pages: 102
Weight: 0.32
Height: 0.21 Width: 6.00 Depth: 9.00
Language: English
What if becoming debt-free were only the beginning?
FROM DEBT TO WEALTH is a practical guide for anyone who is tired of watching money come in only to disappear into bills, repayments, emergencies, and obligations. Instead of treating debt as the entire problem, Kian Leavy shows you how to rebuild the financial system underneath your life-so you can owe less, control more, earn more, own more, and gradually create real financial freedom.
At the heart of the book is The CAPITAL Shift Method, a clear seven-step framework for moving from financial pressure to financial strength:
C - Confront the Numbers
See exactly where you stand and stop making financial decisions in the dark.
A - Add Financial Oxygen
Create breathing room so unexpected expenses no longer automatically become new debt.
P - Pay Down Expensive Dependence
Attack the debts that drain your income, increase your risk, and keep your future earnings committed to the past.
I - Increase Earning Power
Move beyond endless cost-cutting by developing skills, opportunities, and income streams that expand what is financially possible.
T - Turn Surplus Into Assets
Learn how to redirect money from consumption toward ownership, investing, and long-term wealth building.
A - Armor the System
Protect your progress against emergencies, fraud, excessive risk, bad financial decisions, and lifestyle inflation.
L - Live From Choice
Build toward the point where money gives you options instead of constantly limiting them.
This is not a book about becoming rich overnight.
It is about building financial strength deliberately.
Inside, you will learn how to:
understand the real causes behind recurring debt
calculate how much of your income you actually control
create financial breathing room before aggressively paying creditors
decide which debts deserve immediate attention
increase income instead of relying only on extreme frugality
avoid lifestyle inflation as your earnings rise
distinguish productive assets from expensive status purchases
understand investing, diversification, fees, and long-term compounding
use credit more intelligently without allowing it to control your lifestyle
evaluate major purchases before they damage your future
protect your finances against emergencies, scams, and unnecessary risk
navigate money decisions within relationships and families
build a personal financial system that can survive career setbacks and unexpected change
turn financial progress into long-term security, ownership, and legacy
You will also find practical tools designed to turn reading into action, including a Debt-to-Wealth Casebook, a 12-Month Wealth-Building Roadmap, a 30-Day Debt-to-Wealth Reset, financial worksheets, decision frameworks, and a personal wealth operating system you can continue using long after finishing the book.
Whether you are deeply in debt, living paycheck to paycheck, finally beginning to save, or simply wondering why earning more has not made you feel financially secure, this book gives you a clearer path forward.
Because the ultimate goal is not simply to reach zero debt.
It is to build a life in which you are no longer dependent on tomorrow's income to survive today's decisions.
Debt is the starting point.
Ownership is the turning point.
Freedom is the destination.
Also from
Leavy, Kian
Also in
Personal Finance
How to Invest $50-$5,000: The Small Investor's Step-By-Step Plan for Low-Risk Investing in Today's Economy
Dunnan, Nancy
Paperback
Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century
Hill, Napoleon
Paperback
Planet Money: A Guide to the Economic Forces That Shape Your Life
Mayyasi, Alex
Hosts of Npr's Planet Money
Hardcover
The Retire Sooner Method: The 5 Secrets Behind America's Happiest (and Unhappiest) Retirees
Moss, Wes
Hardcover
How to Be a Rich Old Lady: Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want
Holden, Amanda
Hardcover
Rich Dad Poor Dad: What the Rich Teach Their Kids about Money That the Poor and Middle Class Do Not!
Kiyosaki, Robert T.
Paperback
Money Unlocked: How to Make It, Keep It and Multiply It: The New York Times Bestseller
Lee, John
Paperback
The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life
Collins, J. L.
Hardcover
The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money
Chatzky, Jean
Hardcover
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Danko, William D., PH. D.
Stanley, Thomas J., PH. D.
Paperback
I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
Sethi, Ramit
Paperback
Rich Dad Poor Dad: What the Rich Teach Their Kids about Money That the Poor and Middle Class Do Not!
Kiyosaki, Robert T.
Paperback
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Ramsey, Dave
Hardcover
Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income
O'Neal, Anthony
Hardcover
J.K. Lasser's Your Income Tax 2027: For Preparing Your 2026 Tax Return
J K Lasser Institute
Paperback
How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't)
Moore Phd, Joseph S.
Hardcover
Always Have Enough: How to Build Wealth When You Don't Come from Money--Featuring a 6-Week Kickstart Plan
Melchor, Maria
Hardcover
Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement and Medical Benefits
Matthews, Joseph
Paperback
Nolo's Guide to Social Security Disability: Getting & Keeping Your Benefits
Morton III, David A.
Paperback
The Wisdom and Wealth Solution: Unlocking the Secrets of Happiness, Purpose, and Financial Security with Living360
Ansari, Feroz
Hardcover
Medicare 101: From Your Initial Enrollment Period to Parts A, B, C, and D, an Essential Primer on the Government Healthcare Program
Lankford, Kimberly
Hardcover
J.K. Lasser's Your Income Tax 2026: For Preparing Your 2025 Tax Return
J K Lasser Institute
Paperback
The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime!
DeMarco, M. J.
Paperback
The Joy of Money: How to Do More with and Feel Better about Your Money--No Matter How Much You Have
Grimes, Carrie Joy
Hardcover
How to Invest in Gold and Silver: A Complete Guide with a Focus on Mining Stocks
Durrett, Don
Paperback
The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns
Bogle, John C.
Hardcover
My Parents Are Dead: What Now?: A Panic-Free Guide to the Practicalities of Death
Robison, Becky
Paperback
The Investor's Odyssey: Resisting the Sirens and Playing the Long Game
Mayer, Christopher W.
Hardcover
A Random Walk Down Wall Street: The Best Investment Guide That Money Can Buy
Malkiel, Burton G.
Paperback
Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love
Dunlap, Tori
Hardcover
The Art of Frugal Hedonism: A Guide to Spending Less While Enjoying Everything More
Grubb, Adam
Raser-Rowland, Annie
Paperback
La Psicología del Dinero: 18 Claves Imperecederas Sobre Riqueza Y Felicidad / The Psychology of Money
Housel, Morgan
Paperback
The Automatic Millionaire, 20th Anniversary Edition: A Powerful One-Step Plan to Live and Finish Rich
Bach, David
Hardcover
The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace
Ramsey, Dave
Hardcover
Think and Grow Rich(r): The Original, an Official Publication of the Napoleon Hill Foundation(r)
Hill, Napoleon
Paperback
The Making of a Permabear: The Perils of Long-Term Investing in a Short-Term World
Grantham, Jeremy
Hardcover
The Intelligent Investor Third Edition: The Definitive Book on Value Investing
Graham, Benjamin
Zweig, Jason
Paperback
How to Make Money in Stocks: A Winning System in Good Times and Bad, Fourth Edition
O'Neil, William J.
Paperback
A Beginner's Guide to the Stock Market: Everything You Need to Start Making Money Today
Kratter, Matthew R.
Paperback
How to Write a Winning Scholarship Essay: 30 Essays That Won Over $3 Million in Scholarships
Tanabe, Kelly
Tanabe, Gen
Paperback
A Happy Pocket Full of Money, Expanded Study Edition: Infinite Wealth and Abundance in the Here and Now
Gikandi, David Cameron
Paperback
Trading: Technical Analysis Masterclass: Master the financial markets
Schlotmann, Rolf
Czubatinski, Moritz
Paperback
Generation F*cked: How Millennials and Gen Z Were Robbed of the American Dream and How We Can Fix Our Futures
Smith, Freddie
Paperback
The Trustee's Legal Companion: A Step-By-Step Guide to Administering a Living Trust
Buckley, Shaila
Hanks, Liza
Zolla, Carol Elias
Paperback
Parent Like a Millionaire (Without Being One): Outsmart Big Baby, Save on Childcare, and Secure Your Family's Financial Future
Shen, Kristy
Leung, Bryce
Paperback
Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success
Pfau, Wade
Paperback
El Inversor Inteligente: Un Libro de Asesoramiento Práctico = The Intelligent Investor
Graham, Benjamin
Paperback
The Coffee Can Investor: A Stock-Picker's Journey to Build Generational Wealth
Khemlani, Neeraj
Hardcover
The Richest Man in Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written
Clason, George S.
Paperback
One Up on Wall Street: How to Use What You Already Know to Make Money in the Market
Lynch, Peter
Paperback
The Intelligent Investor, 3rd Ed.: The Definitive Book on Value Investing
Zweig, Jason
Graham, Benjamin
Hardcover
What No One Tells You about Money: The Real Key to Getting Unstuck from Someone Who's Been There
Warshaw, Jade
Hardcover
Money for Couples: No More Stress. No More Fights. Just a 10-Step Plan to Create Your Rich Life Together.
Sethi, Ramit
Paperback
Your Retirement Sketchbook: 125 Retirement Planning Lessons from Financial Experts
Treichel, Bonnie
Hopkins, Jamie P.
Paperback
Quality Investing: Owning the Best Companies for the Long Term
Cunningham, Lawrence a.
Eide, Torkell T.
Hargreaves, Patrick
Hardcover
Friends That Invest: Your Guide to Financial Independence Through Shares and Stocks
Kaur, Simran
Paperback
Iras, 401(k)S & Other Retirement Plans: Strategies for Taking Your Money Out
Slesnick, Twila
Shea, Tracy
Paperback
Get Good with Money: 10 Simple Steps to Becoming Financially Whole
Tiffany the Budgetnista Aliche
Paperback
Understanding Living Trusts(R): How You Can Avoid Probate, Keep Control, Save Taxes, and Enjoy Peace of Mind
Schumacher, Vickie
Paperback
Trading in the Zone: Master the Market with Confidence, Discipline, and a Winning Attitude
Douglas, Mark
Hardcover
The New Money Strategy: The Modern Guide to Rational, Long-Term Investing
Van Der Kolk, Brandon
Hardcover
The 7 Habits of Financially Healthy Women: How to Stop Stressing, Begin Where You Are, and Build the Future You Want
Paine, Crystal
Paperback
Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--And How You Can Too
Ramsey, Dave
Hardcover
Rich Family Smart Family: Raise Your Family's Financial IQ and Take Control of Your Future
Kiyosaki, Robert
Paperback
Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018
Dominguez, Joe
Robin, Vicki
Paperback
Hide Your Assets and Disappear: A Step-By-Step Guide to Vanishing Without a Trace
Pankau, Edmund
Paperback
The Most Important Thing Illuminated: Uncommon Sense for the Thoughtful Investor
Marks, Howard
Hardcover
The Complete Turtletrader: How 23 Novice Investors Became Overnight Millionaires
Covel, Michael W.
Paperback
Maximize Your Retirement: The Only Book You'll Ever Need to Retire Prosperous and Worry-Free
Oh, Jae
Paperback
J.K. Lasser's 1001 Deductions and Tax Breaks 2026: Your Complete Guide to Everything Deductible
Weltman, Barbara
Paperback
Profitable Properties: Airbnb Insider Secrets to Find, Optimize, Price, & Book Direct any Short-Term Rental Investment for Year-Round Occupancy
Rusteen, Daniel Vroman
Paperback
Cultura and Cash: Lessons from the First Gen Mentor for Managing Finances and Cultural Expectations
González, Giovanna
Paperback
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Stanley, Thomas J.
Danko, William D.
Hardcover
Money Proud: The Queer Guide to Generate Wealth, Slay Debt, and Build Good Habits to Secure Your Future
Wolny, Nick
Hardcover
The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know
Lariviere, Elisabeth
Cagan, Michele
Paperback
Stop Making Stupid Investments: 7 Rules to Avoid the Hype and Build Real Wealth
Leiter, David
Hardcover
Worthy of the Gift: Equipping Your Organization to Secure a Transformational Gift
Taylor, Bryan
Paperback
The Tax and Legal Playbook: Game-Changing Solutions to Your Small Business Questions
Kohler, Mark
Paperback
Investing 101: From Stocks and Bonds to Etfs and Ipos, an Essential Primer on Building a Profitable Portfolio
Cagan, Michele
Hardcover
Trade Like a Stock Market Wizard: How to Achieve Superperformance in Stocks in Any Market
Minervini, Mark
Hardcover
The Richest Man in Babylon - The Original 1926 Classic (Reader's Library Classics)
Clason, George S.
Paperback
Get Good with Money: Ten Simple Steps to Becoming Financially Whole
Tiffany the Budgetnista Aliche
Hardcover
Save Yourself: A New Approach to Thinking about Money and Taking Control of Your Financial Future
Keehn, Kelley
Paperback
SEVENTEEN TO MILLIONAIRE You're Seventeen. You're Canadian. You wanna be rich. Let's do this.
Price, Douglas
Paperback
El folleto del Millonario desde Cero: Cómo ganar más dinero, ahorrar con criterio y construir patrimonio desde cero
Salazar, Mateo
Paperback
Every Californian's Guide to Estate Planning: Wills, Trust & Everything Else
Hanks, Liza W.
Paperback
The Black Girl's Guide to Financial Freedom: Build Wealth, Retire Early, and Live the Life of Your Dreams
Woods, Paris
Paperback
Special Needs Trusts: Protect Your Child's Financial Future
Urbatsch, Kevin
Farinas Jones, Jessica
Paperback
Why a Students Work for C Students and Why B Students Work for the Government: Rich Dad's Guide to Financial Education for Parents
Kiyosaki, Robert T.
Paperback
J.K. Lasser's 1001 Deductions and Tax Breaks 2027: Your Complete Guide to Everything Deductible
Weltman, Barbara
Paperback
J.K. Lasser's Small Business Taxes 2026: Your Complete Guide to a Better Bottom Line
Weltman, Barbara
Paperback
Money and Me: How to Make Your Finances Work Harder for You and Your Family
Clements, Jonathan
Paperback
El Millonario Automático / The Automatic Millionaire: Un Plan Poderoso Y Sencillo Para Vivir Y Acabar Rico
Bach, David
Paperback
Main Street Millionaire: How to Make Extraordinary Wealth Buying Ordinary Businesses
Sanchez, Codie
Hardcover
Cloud Finops: Collaborative, Real-Time Cloud Value Decision Making
Fuller, Mike
Storment, J. R.
Paperback
La Transformación Total de Su Dinero Actualizada Y Ampliada: Un Plan Efectivo Para Alcanzar Paz Financiera
Ramsey, Dave
Paperback
Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way
Loftsgordon, Amy
O'Neill, Cara
Paperback
Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies
Bhatia, Nik
Paperback