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L'inclusion financière à l'écoute des zones rurales
Paperback
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ISBN10: 620981185X
ISBN13: 9786209811852
Publisher: Editions Notre Savoir
Published: Mar 31 2026
Pages: 96
Weight: 0.31
Height: 0.23 Width: 6.00 Depth: 9.00
Language: French
ISBN13: 9786209811852
Publisher: Editions Notre Savoir
Published: Mar 31 2026
Pages: 96
Weight: 0.31
Height: 0.23 Width: 6.00 Depth: 9.00
Language: French
L'inclusion financière apparaît comme une préoccupation majeure pour les régulateurs et les décideurs politiques. Elle constitue un moteur essentiel pour parvenir à une croissance économique inclusive et figure parmi les principaux objectifs du onzième plan quinquennal. L'inclusion financière consiste à fournir des services financiers et des crédits adéquats et en temps opportun aux couches les plus défavorisées et aux groupes à faibles revenus, à un coût abordable. Le gouvernement prend de nombreuses initiatives pour parvenir à une inclusion financière à 100 %, mais il doit surmonter de nombreux obstacles. Les auteurs ont étudié la culture financière et la connaissance des différents services financiers parmi les populations rurales. Cet ouvrage met en lumière les habitudes bancaires et l'utilisation des services bancaires par les populations rurales. Il examine également le niveau de sensibilisation de ces populations à l'utilisation des technologies pour accéder aux services financiers. Les auteurs ont abordé les différents défis liés à l'inclusion financière pour atteindre les populations rurales. Les banques ne sont pas disposées à ouvrir des agences dans les zones rurales en raison des coûts d'exploitation élevés et du faible volume de transactions. Aujourd'hui, l'adoption des TIC dans le secteur bancaire indien pourrait aider les banques à desservir les zones rurales à un coût raisonnable.
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