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Budget Solo: Vingt et Un Jours pour Stabiliser Votre Budget, Sortir des Dettes du Quotidien et Se Constituer une Épargne de Sécurité en Tant que Paren
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Personal FinanceGeneral Parenting
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ISBN13: 9798170918034
Publisher: Independently Published
Pages: 124
Weight: 0.39
Height: 0.26 Width: 6.00 Depth: 9.00
Language: French
Publisher: Independently Published
Pages: 124
Weight: 0.39
Height: 0.26 Width: 6.00 Depth: 9.00
Language: French
Le vingt-deux du mois, sur le canapé, calculatrice à la main: si
vous refaites chaque mois les mêmes soustractions en espérant un
résultat différent, vous n'êtes probablement pas en train de mal gérer
votre argent - vous portez seul-e une charge que la plupart des
méthodes de budget n'ont jamais été pensées pour porter.
vous refaites chaque mois les mêmes soustractions en espérant un
résultat différent, vous n'êtes probablement pas en train de mal gérer
votre argent - vous portez seul-e une charge que la plupart des
méthodes de budget n'ont jamais été pensées pour porter.
Selon les données disponibles sur les familles monoparentales en
France, une majorité de parents solos déclarent avoir régulièrement du
mal à boucler leurs fins de mois. Ce n'est pas une question de
compétence personnelle: c'est la conséquence d'appliquer des méthodes
conçues pour un foyer à deux revenus à une réalité structurellement
différente, où un seul adulte porte l'intégralité de la charge
financière, administrative et mentale du foyer.
Dans ce livre, Manon Servant propose un protocole pratique de 21
jours, fondé sur la science du comportement et sur des dispositifs
publics français réels (Points Conseil Budget, Aripa, aides de la
CAF), pour construire un salaire personnel fixe, sortir des dettes de
consommation sans culpabilité, et se constituer une épargne de sécurité
- même avec une pension alimentaire irrégulière.
À l'intérieur, vous trouverez: - Pourquoi un budget de couple divisé par deux ne fonctionne jamais
pour un foyer à un seul revenu - Les huit fuites quotidiennes qui drainent un budget déjà tendu, sans
jugement ni culpabilisation - Une architecture concrète à quatre comptes pour absorber
l'irrégularité de vos revenus - Un protocole de 21 jours en trois phases pour sortir des dettes de
consommation, étape par étape - Les dispositifs publics gratuits trop souvent méconnus, à mobiliser
en complément de ce livre Un livre pour les parents qui élèvent seuls leurs enfants et qui
cherchent enfin une méthode concrète et honnête, fondée sur la science
du comportement, pour stabiliser leur budget. Ce livre est un contenu
éducatif général; il ne remplace pas un conseil financier, fiscal ou
juridique professionnel et ne traite d'aucun produit d'investissement
spécifique.
- Manon Servant
France, une majorité de parents solos déclarent avoir régulièrement du
mal à boucler leurs fins de mois. Ce n'est pas une question de
compétence personnelle: c'est la conséquence d'appliquer des méthodes
conçues pour un foyer à deux revenus à une réalité structurellement
différente, où un seul adulte porte l'intégralité de la charge
financière, administrative et mentale du foyer.
Dans ce livre, Manon Servant propose un protocole pratique de 21
jours, fondé sur la science du comportement et sur des dispositifs
publics français réels (Points Conseil Budget, Aripa, aides de la
CAF), pour construire un salaire personnel fixe, sortir des dettes de
consommation sans culpabilité, et se constituer une épargne de sécurité
- même avec une pension alimentaire irrégulière.
À l'intérieur, vous trouverez: - Pourquoi un budget de couple divisé par deux ne fonctionne jamais
pour un foyer à un seul revenu - Les huit fuites quotidiennes qui drainent un budget déjà tendu, sans
jugement ni culpabilisation - Une architecture concrète à quatre comptes pour absorber
l'irrégularité de vos revenus - Un protocole de 21 jours en trois phases pour sortir des dettes de
consommation, étape par étape - Les dispositifs publics gratuits trop souvent méconnus, à mobiliser
en complément de ce livre Un livre pour les parents qui élèvent seuls leurs enfants et qui
cherchent enfin une méthode concrète et honnête, fondée sur la science
du comportement, pour stabiliser leur budget. Ce livre est un contenu
éducatif général; il ne remplace pas un conseil financier, fiscal ou
juridique professionnel et ne traite d'aucun produit d'investissement
spécifique.
- Manon Servant
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