Sign-In
Cart
Comerica, Conduent and the U.S. Treasury Betrayed Veterans and Other Victims
Paperback
General EducationGeneral Political ScienceTrue Crime
Publisher: Erik Publishing
Published: May 8 2023
Pages: 536
Weight: 2.71
Height: 1.08 Width: 8.50 Depth: 11.00
Language: English
The Social Security Administration, in conjunction with the Bureau of Fiscal Service (U.S.Treasury), dispenses Social Security payments on debit cards if recipients do not have bank accounts or simply choose to use the debit card (which is highly promoted by Social Security). Most of these recipients are financially poor and challenged, and the loss of half or all of a monthly check would be financially and emotionally catastrophic. There would be no money for food, rent, and medicine.
Many people have been victims of identity theft and loss of money from a bank account. You trust that the bank that operates your debit or credit card will recognize the odd activity and credit your account for the fraudulent loss. Banks have regulations they must follow for debit cards (Regulation E) and credit cards (Regulation Z). What would you do if your bank continually violated regulations, failed to give you provisional credit, denied your fraud claim while never investigating your fraud claim, and would not give you a copy of the investigation of that you were entitled? A federal court has ruled that Comerica Bank and Conduent (which runs the call center and administers the debit cards) have violated Regulation Z, and the lawsuit has gained class-action status.
The debit card promoted by Social Security is the Direct Express debit card.
Comerica Bank is not alone in this abuse of disadvantaged and uninformed cardholders. In order to operate the Direct Express debit card program, Comerica Bank had to become a Fiscal Agent for the Bureau of Fiscal Service, Department of Treasury and did so under suspicious conditions. The contract allowed Comerica Bank to manage the Direct Express debit card program dispensing Social Security benefits. One report from the Office of Inspector General of Treasury stated that Comerica Bank had submitted 'inaccurate information on the application to first become the Fiscal Agent. Comerica Bank has also violated Federal banking regulations over many years. Not only were the conditions suspicious regarding how Comerica Bank obtained the contract, but every renewal also exposed inept investigations by OIG Treasury and other questionable behavior by many federal government employees.
My partner, Jackie Densmore, was instrumental in having a major Direct Express program shut down. I was able to expose the abuse of veterans using the Direct Express card, resulting in the creation of the Veterans Benefit Banking Program. We both worked to stop false and threatening information from being inserted into the envelopes of check recipients.
There were some disreputable characters at every level, including Comerica Bank, Conduent, OIG Treasury, Social Security OIG, Bureau of Fiscal Service, and the Veterans Administration. We attacked them all, and we won, not just for us, but for the thousands of persons harmed by the evil people within Comerica Bank and the federal agencies.
I named them all, with no hesitation or regret. You decide whom to believe.
I poured through thousands of emails and many are chronologically inserted, along with descriptive narratives.
The moral of the story is to get anyone you know using the Direct Express debit card to get a bank account or a different debit card. If not, they will eventually become a victim.
Also from
Simms, J. B.
Yeah, My Dog Did That, Too: Erik's adventures, reminding you of your dog's mischief, and why we love our dogs
Simms, J. B.
Paperback
Friendly Fire at the Veterans Hospital: The Conspiracy Concealing Malpractice and Mistreatment of Us Veterans
Simms, J. B.
Paperback
Friendly Fire at the Veterans Hospital: The Conspiracy Concealing Malpractice and Mistreatment of US Veterans
Simms, J. B.
Paperback
Also in
General Political Science
Playing Oppression: The Legacy of Conquest and Empire in Colonialist Board Games
Flanagan, Mary
Jakobsson, Mikael
Hardcover
Capitalism and the Camera: Essays on Photography and Extraction
James, Daniel
Coleman, Kevin
Paperback
Imagined Communities: Reflections on the Origin and Spread of Nationalism
Anderson, Benedict Richard O'Gorman
Paperback
The Craftivist Collective Handbook: Projects, Stories and Methods for Your Gentle Protests
Corbett, Sarah P.
Hardcover
Guerrilleros and Neighbours in Arms: Identities & Cultures of Anti-Fascist Resistance in Spain
Marco
Paperback
Battling the Big Lie: How Fox, Facebook, and the Maga Media Are Destroying America
Pfeiffer, Dan
Hardcover
Urban Revolutions: Urbanisation and (Neo-)Colonialism in Transatlantic Context
Kipfer, Stefan
Paperback
Nonstate Warfare: The Military Methods of Guerillas, Warlords, and Militias
Biddle, Stephen
Hardcover
By the Light of Burning Dreams: The Triumphs and Tragedies of the Second American Revolution
Talbot, David
Talbot, Margaret
Hardcover
An Enemy Such as This: Larry Casuse and the Fight for Native Liberation in One Family on Two Continents Over Three Centuries
Correia, David
Hardcover
Democracy Incorporated: Managed Democracy and the Specter of Inverted Totalitarianism
Wolin, Sheldon S.
Paperback
Everyday Life and Politics in Nineteenth Century Mexico: Men, Women, and War
Wasserman, Mark
Paperback
With Liberty and Justice for Some: How the Law Is Used to Destroy Equality and Protect the Powerful
Greenwald, Glenn
Hardcover
Doing History from the Bottom Up: On E.P. Thompson, Howard Zinn, and Rebuilding the Labor Movement from Below
Lynd, Staughton
Paperback
Broken News: Why the Media Rage Machine Divides America and How to Fight Back
Stirewalt, Chris
Paperback
China Wakes: The Struggle for the Soul of a Rising Power
Wudunn, Sheryl
Kristof, Nicholas D.
Paperback
The Clash of Globalizations: Neo-Liberalism, the Third Way and Anti-Globalization
Kiely, Ray
Paperback
Regime Change: Inside the Imperial Presidency of Donald Trump
Haberman, Maggie
Swan, Jonathan
Hardcover
American Scoundrel: Roy Cohn's Dark Journey from Joe McCarthy to Donald Trump
Goldmark, Susan
Bird, Kai
Hardcover
The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern Reader
Murray, Melissa
Hardcover
Live Laugh Love: The Secret History of White Christian Women and the World They Made
Kobes Du Mez, Kristin
Hardcover
Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds
Fugelsang, John
Hardcover
Wtf America?!: The Way Out of This Hell and Back to Democracy
Meiselas, Jordy
Meiselas, Ben
Meiselas, Brett
Hardcover
Ordinary People, Extraordinary Times: How to Reclaim Your Power, Fight for Freedom, and Reimagine Democracy
Perryman, Skye
Paperback
The Counterrevolution: The Fall and Rise of Donald Trump and the Maga Movement
Hanson, Victor Davis
Hardcover
The Hundred Years' War on Palestine: A History of Settler Colonialism and Resistance, 1917-2017
Khalidi, Rashid
Paperback
The Elijah Mandate: A Call to Courageous Faith in a Hostile World
Tsarfati, Amir
Piflaks, Tolik
Paperback
American Struggle: Democracy, Dissent, and the Pursuit of a More Perfect Union: An Anthology
Meacham, Jon
Hardcover
Not Today, Fascists: The Lies That Got Us Here, and the Truths That Will Reunite Us
Welch, Jennifer
Hardcover
The Steal: Four Right-Wing Hard-Liners, One Republican Presidency, and the Raid on America's Courts
Wagner, Alex
Hardcover
The Crooked Places Made Straight: Reflections on the Moral Meaning of America
Warnock, Raphael G.
Hardcover
Into the Wood Chipper: A Whistleblower's Account of How the Trump Administration Shredded Usaid
Enrich, Nicholas
Hardcover
Pay Attention: How the Algorithms and Media Wars Are Suppressing Truth and Rewiring Your Brain
Pakman, David
Hardcover
The Lost Founder: James Wilson and the Forgotten Fight for a People's Constitution
Wegman, Jesse
Hardcover
So Ordered: An Originalist's View of the Constitution, the Court, and Our Country
Alito, Samuel A., Jr.
Hardcover
There Is No Place for Us: Working and Homeless in America (Pulitzer Prize Winner)
Goldstone, Brian
Paperback
The Jakarta Method: Washington's Anticommunist Crusade and the Mass Murder Program That Shaped Our World
Bevins, Vincent
Paperback
If Anyone Builds It, Everyone Dies: Why Superhuman AI Would Kill Us All
Yudkowsky, Eliezer
Soares, Nate
Hardcover
The New Dark Ages: The Death of Reading and the Dawn of the Post-Literate Society
Marriott, James
Hardcover
Princes and Thieves: Jared Kushner and Mohamed Bin Zayed's Secret Plot to Remake the Middle East
Cole, Matthew
Hardcover
Country of Lords: Neo-Aristocrats, Social Darwinists, Tech Utopians, and the Long Fight Against Equality in America
Phillips-Fein, Kim
Hardcover
Last Branch Standing: A Potentially Surprising, Occasionally Witty Journey Inside Today's Supreme Court
Isgur, Sarah
Hardcover
The Invisible Coup: How American Elites and Foreign Powers Use Immigration as a Weapon
Schweizer, Peter
Hardcover
The Last Free Women: A Daring Escape from Afghanistan and Coming of Age in America
Blumenstein, Rebecca
Kapp, Diana
Hardcover
All the Wrong Moves: How Three Catastrophic Decisions Led to the Rise of Trump
Scaramucci, Anthony
Hardcover
Anti-Fascist Economics: In Defense of Affordability, Dignity, and Democracy
Weber, Isabella
Hardcover
The College Scam: How America's Universities Are Bankrupting and Brainwashing Away the Future of America's Youth
Kirk, Charlie
Hardcover
The Origins of Totalitarianism: With a New Introduction by Anne Applebaum
Applebaum, Anne
Arendt, Hannah
Paperback