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Assets and the Poor: New American Welfare Policy
Hardcover
General World HistorySocial Movements
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ISBN10: 0873326180
ISBN13: 9780873326186
Publisher: Routledge
Published: Dec 31 1990
Pages: 344
Weight: 1.12
Height: 1.03 Width: 5.87 Depth: 8.93
Language: English
ISBN13: 9780873326186
Publisher: Routledge
Published: Dec 31 1990
Pages: 344
Weight: 1.12
Height: 1.03 Width: 5.87 Depth: 8.93
Language: English
This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
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