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Ask Before You Pay: The Veteran & Senior Guide to Finding Discounts, Asking the Right Question, and Keeping More of Your Money
Paperback
Series: The Smart Senior Living, Book 4
Publisher: Independently Published
Published: Sep 2 2026
Pages: 192
Weight: 0.53
Height: 0.48 Width: 6.00 Depth: 9.00
Language: English
The information in this book helped one Veteran save more than $300 a year-by applying just ONE of the steps shared inside.
What could it help you find?
Every day, Veterans and Seniors pay full price for meals, shopping, travel, attractions, services, and monthly bills-not because discounts don't exist, but because they simply didn't know to ask.
Author and Vietnam Veteran Bruce Goldwell discovered this firsthand.
After paying for a meal, an employee realized that a Veteran discount had been missed. Bruce hadn't remembered to ask, and the employee hadn't remembered to offer it.
That small moment started a much bigger investigation.
While researching discounts, Bruce discovered that his own cell-phone provider offered a Veteran program he wasn't using. After applying, his savings were approximately $26 per month-or $312 per year.
One question. One bill. More than $300 a year.
That discovery inspired ASK BEFORE YOU PAY and its simple rule:
Before you pay, ask. Before you renew, check.
Inside, you'll learn how to:
- Develop the simple Ask Before You Pay habit
- Find Veteran and Senior discounts you may be overlooking
- Check recurring bills for potentially larger savings
- Understand the different ways discount programs work
- Prepare before travel, attractions, hotels, and family vacations
- Ask without feeling awkward or entitled
- Help your parents and grandparents find savings
- Track what you save with the $300 Challenge
- Help another Veteran or Senior do the same
This isn't a giant directory filled with discount information that may be outdated by the time you read it.
It's a book about developing a habit that can keep working year after year.
Your first goal isn't to save $300.
Your first goal is to save $1.
Then do it again.
And again.
See if you can reach $300 over the next 12 months.
Whether you're a Veteran, a Senior, both, or someone who wants to help a parent or grandparent keep more of their money, ASK BEFORE YOU PAY gives you a simple system to start today:
FIND. SHOW. SAVE. TRACK. REPEAT.
How much money have you been leaving on the table?
There's only one way to find out.
Before you pay, ask.
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