Retirement Plans
Closing the Coverage Gap: The Role of Social Pensions and Other Retirement Income Transfers
Closing the Coverage Gap
The Role of Social Pensions and Other Retirement Income Transfers
Paperback      ISBN: 0821379712

In high-income countries, the percent of the population covered under mandatory old-age pension programs is typically high but often incomplete; in low- and middle-income countries, coverage is low and even stagnant. At the same time, older people are less able to rely on family and community support as a result of growing urbanization and migration. And low-income workers and the poor simply cannot save enough to prepare for their old age. As a response, many countries are considering or have already implemented various forms of retirement income transfers aiming to guarantee a minimum level of income during old age. Despite the growing popularity of these programs, research assessing their success has been limited. 'Closing the Coverage Gap: The Role of Social Pensions and Other Retirement Income Transfers' brings together a group of renowned academics, policy analysts, and policy makers working in the area of pensions and public policy. They discuss how social pensions and other retirement income transfers can be used to close the coverage gap of mandatory pension systems: how they operate, when they can be appropriate, and how to make them work. The book reviews the experiences of low-, middle-, and high-income countries with the design and implementation of retirement income transfers. The book analyzes design issues related to financing, incentives, targeting mechanisms, and administration, and also identifies the role of promising instruments such as matching contributions to reach parts of the informal sector.

The Common-Sense Bull: The Keys to the Good Life Before and During Retirement.
The Common-Sense Bull
The Keys to the Good Life Before and During Retirement.
Hardcover      ISBN: 099754418x
Eddie Ghabour, financial media personality and author of The Common-Sense Bull sees growth plus Opportunity in 2019 stock market for baby boomers.

I WANTED people to grasp a sense of building their best retirement plan - what specifically they wanted and needed in retirement because, in many ways, I've built a very successful practice and life by being deliberate about what I wanted. I can help them focus. For some people, their dream is a lot of travel and exploration of hobbies throughout retirement. For others, it's about preservation of capital while they maintain a simple but happy routine near home. Advisors who read the book will realize there is more to financial or retirement planning than getting a particular's clients' affairs in order to meet their minimum requirements over the next 20 - 30 years. I want advisors to take a stand about who they are and how to incorporate their income skills into their daily practice. For me, it's been my roots in Slower, Lower Delaware that defines who I am while still making sure that my message gets out nationally to baby boomers through my workshops and national public relations interviews. People should be able to retire without feeling as if they need to "get out of the markets" entirely. The common sense bull puts it all into perspective understanding when you can be bullish, when to "buy" when opportunity presents itself, and when to rely on a broader sense of stock market history.
Common-Sense Income Strategies
Common-Sense Income Strategies
Hardcover      ISBN: 0997544147

Common-Sense, Purpose-Based Investing for Your Retirement with Steps and Strategies to Help You.

This book begins with the idea that when we reach the age of 50, we need to change from a portfolio filled with stocks and growth investment strategies to step-by-step strategies to build out your retirement income. Eastham's book is based on the golden rules of reality-based investing; complete with helpful tips to help you reach your retirement goals.
The Complete Retirement Handbook: The Most Authoritative Guide Available
The Complete Retirement Handbook
The Most Authoritative Guide Available
Paperback      ISBN: 0813151384

If you are 20 or 30 years of age and just starting out in a career, this book can serve you as an excellent road map for your future retirement. If you are 40 to 50 years of age, this book can become the life-saver that can make your shortly-to-come retirement more full. If you are over 50 years of age, you need to rush out and get this book to keep from suffocating during your impending retirement. In other words, this book is an excellent volume for anyone who is in the American work force.

The author begins the book with the basic premise that everyone who works for a living will one day retire, if that individual lives long enough. As a result, each person has a right to have a say in his or her retirement. Accepting that premise, the writer discusses the reason for a healthy attitude of looking forward to retirement. He points out that simply looking forward is not enough. One must consider whether to remain in one's locale or to move to a more favorable climate; Bowman discusses the pros and cons of the issue.

Conscious Living, Conscious Aging: Embrace & Savor Your Next Chapter
Conscious Living, Conscious Aging
Embrace & Savor Your Next Chapter
Paperback      ISBN: 1582704384

We financially plan for our retirement, but do we plan for our wellbeing? Here is an empowering guide with practical tools to help you live a passionate, fulfilling second half of life.

If you're part of the Baby Boomer generation, then you belong to 26 percent of the US population that is retiring healthier than any generation before. And that means retirement is starting to look a whole lot different.

No longer satisfied with a quiet life of sitting on the porch or puttering around the house, retirees (or soon to be) are looking to create a passionate, active, fulfilled, and engaging later life. That's where Ron Pevny comes in. His inspiring guide helps you do what he calls "conscious aging"--or making a reality the life of growth, purpose, service, and spiritual exploration you've always imagined for yourself. In addition to wisdom for navigating loss and grief, Pevny offers advice that helps you identify your goals, contribute to society, remain engaged and relevant, and spend your later years in profound personal development.

Today's seniors are reshaping what retirement is all about. It is a whole new opportunity to engage with family, community, and the world with vigor. Don't just grow older--age consciously.
Creating Your Retirement Vault: Strategies to Protect Your Investments & Provide Predictable Lifetime Income
Creating Your Retirement Vault
Strategies to Protect Your Investments & Provide Predictable Lifetime Income
Paperback      ISBN: 1599325004

Creating Your Retirement Vault was written to help people understand the different investment opportunities and the agents that sell them. It lays out a variety of investment types and strategies designed to give the reader tools to make an informed decision regarding their financial future. This book is designed to set realistic expectations for couples and individuals entering retirement, what costs and fees should be expected, and what they should expect from their advisor and investments. "This book is full of practical, proven strategies to help you make it, keep it, and make sure it lasts indefinitely." -- Brian Tracy Entrepreneur, Speaker, & Author of The Psychology of Achievement

Creative Aging: Rethinking Retirement and Non-Retirement in a Changing World
Creative Aging
Rethinking Retirement and Non-Retirement in a Changing World
1st Edition    Paperback      ISBN: 1594732817

Discover Your Unique Gift

"Creative aging is a choice.... If we remember that transition always begins with endings, moves on to a wilderness period of testing and trying, and only then do we reach the beginning of something new, then we can embrace this encore period of life with hope and curiosity, remembering always that it is our true nature to be creative, to be always birthing new ways of sharing our planet together."
--from the Epilogue

In a practical and useful way, Marjory Zoet Bankson explores the spiritual dimensions of retirement and aging. She offers creative ways for you to share your gifts and experience, particularly when retirement leaves you questioning who you are when you are no longer defined by your career.

Drawing on stories of people who have reinvented their lives in their older years, Bankson explores the issues you need to address as you move into this generative period of life:

  • Release Letting go of the vocational identity associated with your career or primary work
  • Resistance Feeling stuck, stagnant, resisting change
  • Reclaiming Drawing energy from the past, discovering unused gifts
  • Revelation Forming a new vision of the future
  • Crossing Point Moving from stagnation to generativity
  • Risk Stepping out into the world with new hope
  • Relating Finding or creating new structures for a new kind of work

Creative Aging: Rethinking Retirement and Non-Retirement in a Changing World
Creative Aging
Rethinking Retirement and Non-Retirement in a Changing World
Hardcover      ISBN: 1683360184

Discover Your Unique Gift

"Creative aging is a choice.... If we remember that transition always begins with endings, moves on to a wilderness period of testing and trying, and only then do we reach the beginning of something new, then we can embrace this encore period of life with hope and curiosity, remembering always that it is our true nature to be creative, to be always birthing new ways of sharing our planet together."
--from the Epilogue

In a practical and useful way, Marjory Zoet Bankson explores the spiritual dimensions of retirement and aging. She offers creative ways for you to share your gifts and experience, particularly when retirement leaves you questioning who you are when you are no longer defined by your career.

Drawing on stories of people who have reinvented their lives in their older years, Bankson explores the issues you need to address as you move into this generative period of life:

  • Release Letting go of the vocational identity associated with your career or primary work
  • Resistance Feeling stuck, stagnant, resisting change
  • Reclaiming Drawing energy from the past, discovering unused gifts
  • Revelation Forming a new vision of the future
  • Crossing Point Moving from stagnation to generativity
  • Risk Stepping out into the world with new hope
  • Relating Finding or creating new structures for a new kind of work

Debt-Free Millionaire
Debt-Free Millionaire
Hardcover      ISBN: 0470455764

PRAISE FOR

THE MILLIONAIRE

DEBT-FREE

"The Debt-Free Millionaire is a clarion call for a generation that was brought up on spending tomorrow's money today. As someone who spent time in the financial services industry, I can unequivocally state that Anthony's pragmatic and refreshingly contrarian approach to the real secrets of cash-flow management--and leveraging the credit system--are a breath of fresh air in a smog-choked world of misinformation and confusing financial advice. I can think of a million reasons to read it."
--MICHAEL DIFRISCO President, BrandXcellence

"Read this book. Do what it says. Start living the dream. If you're ready to take charge of your financial future, this is the place to start."
--KEITH J. CUNNINGHAM Keys to the Vault & Business School for Entrepreneurs

"The Debt-Free Millionaire offers unique insights, little known strategies and easy-to-understand practical tools to first manage then eliminate debt. It is a must read for both consumers and financial professionals to better explain the often complex world of debt management. More like getting sensible advice from a good friend than a technical financial advisor."
--ROY BALFOUR President of Ro Mart Inc.

"Tony has produced a clear and straightforward guide to debt, and how to eliminate it, that is as timely as it is needed. Anyone who follows the program in this book will be glad they did."
--JEFFREY K. MEEK Former Vice President-Recovery Operations, WaMu Card Services

"Great for readers of all ages and in all financial stages. This isn't one of those get-rich-quick schemes. This book provides a foundation for a paradigm shift in your thinking process and allows for you to see how to achieve the seemingly unachievable. I was hooked from the beginning "
--JENNA KEEHNEN Executive Director, www.USOBA.org

Distributionland: A Retiree's Survival Manual for Transitioning to a World of New Rules & Unexpected Dangers
Distributionland
A Retiree's Survival Manual for Transitioning to a World of New Rules & Unexpected Dangers
Paperback      ISBN: 1599323591

If you're retired or on the way, meet Marty Higgins-- your guide for the journey through what he calls DistributionLand, a place of lovely landscapes but undeniable dangers. He'll show you how to enjoy this new world--but he wants you to be well-armed. As founder of Family Wealth Management LLC, Higgins is a specialist in helping families to build and preserve their savings to last the rest of their lives and beyond. In DistributionLand, he takes you into retirement territory, where you distribute the gains of your working years. Be warned: You need to adjust to a new set of rules here, or you may not make it, as many have sadly learned. This isn't Accumulation Land anymore, that youthful place where you built for a future far away. You need new strategies to fend off the beasts that lie in wait--among them, taxation, inflation, the cost of medical and long-term care, and an unpredictable market. You need not live in fear. Higgins has the tools that can help you do far more than survive in DistributionLand. He can show you how to create an income that will endure as long as you do, supporting the retirement of your dreams. An important first step is to define those dreams. Marty Higgins has the answers to the questions that he has heard retirees ask during his many years of practice. If you are to sleep well, you need to be confident that your money is secure and that you will be all right, no matter what. But he knows that you want and deserve more than that. You want to explore these new vistas and enjoy this new phase of life to the utmost. With Higgins at your side, you're in for a joyous journey. "We are entering unchartered waters and fortunately Marty Higgins has done the work of a cartographer in Distribution Land that will enable you to both survive and thrive in the times ahead." --Mitch Anthony, Author, The New RetireMentality "Kudos to Martin Higgins for creating a guidebook to help boomers navigate the largely unchartered territory of Distribution Land. A readable, fun and informative book." --Moshe A. Milevsky, The IFID Centre, York University, Toronto "A must read for anyone within 10 years of retirement or recently retired. I've been a financial advisor for more than twenty-nine years, and I found the content of this book invaluable even at this stage of my career." --Jay Van Beusekom, RHU, LUTCF; President & CEO of Jay Van Beusekom Financial Advisor, LLC