Retirement Plans
Answers to 100 Frequently Asked Questions about Social Security Retirement Benefits for Married People, Divorcees, Dependents and Survivors
Answers to 100 Frequently Asked Questions about Social Security Retirement Benefits for Married People, Divorcees, Dependents and Survivors
Paperback      ISBN: 1566494028

Automatic: Changing the Way America Saves
Automatic
Changing the Way America Saves
Paperback      ISBN: 0815702787

"Argues for a fresh approach to saving, simplified retirement planning, and managing risks associated with today's IRA environment. Calls for transformation of 401(k)s, incorporating features of defined benefit plans as automatic arrangements. Considers experiences of countries with automatic saving structures and presents proposals to implement similar features in this country"--Provided by publisher.

Baby Boomer Survival Guide: Live, Prosper, and Thrive in Your Retirement
Baby Boomer Survival Guide
Live, Prosper, and Thrive in Your Retirement
Paperback      ISBN: 1630060003

As boomers prepare to retire in an economic climate that has many rethinking their plans, it is crucial that they take every facet of their golden years into consideration. DaVinci's Baby Boomer Survival Guide is the premier roadmap to retirement with the postwar generation in mind.

Authors Barbara Rockefeller and Nick Tate team up to craft this comprehensive, easy-to-understand guide that covers all necessary financial, healthcare, and lifestyle- related considerations, like:

- Optimal retirement age and Social Security filing strategy
- Intelligent investing
- Housing and reverse mortgages
- Wills and trusts
- Long-term healthcare and Medicare
- Staying healthy, both mentally and physically
- Best places to live based on income, and much more...

Don't leave the best years of your life to chance -- retire in comfort with the help of DaVinci's Baby Boomer Survival Guide proven and sound advice.
Bank on Yourself: The Life-Changing Secret to Protecting Your Financial Future
Bank on Yourself
The Life-Changing Secret to Protecting Your Financial Future
Paperback      ISBN: 1593155662
The New York Times, Wall Street Journal, and USA Today bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don't want you to know.

Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises?

More than 500,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You'll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
The Bank on Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future
The Bank on Yourself Revolution
Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future
Hardcover      ISBN: 1939529301
New York Times bestseller

Do you know what your retirement account will be worth on the day you plan to tap into it? Do you know what the tax rates will be for the rest of your life? Do you know how long you're going to live? Most people have no clue...and that's the problem with conventional financial planning: It's based on things you can't predict or control. Wall Street lost more than 49% of the typical investor's money--twice--since the year 2000. And studies show that because they followed the conventional wisdom, almost half of all Boomers won't have enough money to cover even basic living expenses during their retirement years. Now the financial gurus whose advice got you into this mess in the first place are telling you to "take more risk," "work till you drop," and "plan on spending less in retirement." Don't let them fool you again

In The Bank On Yourself Revolution, financial security expert Pamela Yellen details how hundreds of thousands of people of all ages and incomes have bucked the system to secure their families' financial futures without gambling in the Wall Street Casino or taking any unnecessary risks. You'll discover a proven step-by-step plan for growing your wealth safely, predictably, and guaranteed every single year--even when the markets are tumbling. And you'll learn how to bypass banks, credit card and financing companies to become your own source of financing for cars, vacations, a college education, business expenses and other major purchases.

The Bank On Yourself Revolution isn't a "get-rich-quick" scheme; it's about having real wealth and financial security for as long as you live. You can finally know how much money you'll have next year, in 10, 20 or 30 years--and at every point along the way. Join the Revolution and take control of your own financial future
The Bank on Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future
The Bank on Yourself Revolution
Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future
Paperback      ISBN: 1942952104
New York Times bestseller

Do you know what your retirement account will be worth on the day you plan to tap into it? Do you know what the tax rates will be for the rest of your life? Do you know how long you're going to live? Most people have no clue...and that's the problem with conventional financial planning: It's based on things you can't predict or control. Wall Street lost more than 49% of the typical investor's money - twice - since the year 2000. And studies show that because they followed the conventional wisdom, almost half of all Boomers won't have enough money to cover even basic living expenses during their retirement years. Now the financial gurus whose advice got you into this mess in the first place are telling you to "take more risk," "work till you drop," and "plan on spending less in retirement." Don't let them fool you again

In The Bank On Yourself Revolution, financial security expert Pamela Yellen details how hundreds of thousands of people of all ages and incomes have bucked the system to secure their families' financial futures without gambling in the Wall Street Casino or taking any unnecessary risks. You'll discover a proven step-by-step plan for growing your wealth safely, predictably, and guaranteed every single year - even when the markets are tumbling. And you'll learn how to bypass banks, credit card and financing companies to become your own source of financing for cars, vacations, a college education, business expenses and other major purchases.

The Bank On Yourself Revolution isn't a "get-rich-quick" scheme; it's about having real wealth and financial security for as long as you live. You can finally know how much money you'll have next year, in 10, 20 or 30 years - and at every point along the way. Join the Revolution and take control of your own financial future
The Bogleheads' Guide to Retirement Planning
The Bogleheads' Guide to Retirement Planning
Paperback      ISBN: 0470919019

The Bogleheads are back-with retirement planning advice for those who need it

Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.

Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor.

  • Explains the different types of savings accounts and retirement plans
  • Offers insights on managing and funding your retirement accounts
  • Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle
  • Addresses essential estate planning and gifting issues

With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

Breaking the Watch
Breaking the Watch
Hardcover      ISBN: 0801437717

The topic of retirement becomes increasingly compelling as the U.S. population ages. It's easy to find books about how to plan financially for those years after careers end, but Breaking the Watch focuses on the many ways of creating a life, not just making a living, as a retired person.

This book follows women and men from a rural American community as they approach and experience the first years of retirement. Joel Savishinsky focuses on the efforts people make to find meaning in a stage of life American culture often views in a confused or disdainful way.

In conversations and stories, 13 men and 13 women demonstrate a deep commitment to defining their own retirement. They bring to their mature years a diversity of backgrounds, interests, and responsibilities. They include former teachers, librarians, doctors, farmers, lawyers, bankers, mail carriers, and secretaries. Some are married, others divorced or single; many have children and grandchildren, but some have neither. Their finances run the gamut from the modest to the munificent, while their health ranges from robust to disabled.

From an examination of the rites of passage that marked their exit from full-time work, Breaking the Watch moves on to consider how to plan appropriately for retirement; renegotiate ties to friends, family, and community; and create a sense of passion--be it for t'ai chi, travel, painting, or politics--that will drive a new sense of purpose. These intimate glimpses into real lives allow a rare understanding of the retirement process.

--Jill Quadagno, Florida State University "Current Anthropology"
Breaking the Watch: The Meanings of Retirement in America
Breaking the Watch
The Meanings of Retirement in America
Paperback      ISBN: 0801488176

The topic of retirement becomes increasingly compelling as the U.S. population ages. It's easy to find books about how to plan financially for those years after careers end, but Breaking the Watch focuses on the many ways of creating a life, not just making a living, as a retired person.This book follows women and men from a rural American community as they approach and experience the first years of retirement. Joel Savishinsky focuses on the efforts people make to find meaning in a stage of life American culture often views in a confused or disdainful way.In conversations and stories, 13 men and 13 women demonstrate a deep commitment to defining their own retirement. They bring to their mature years a diversity of backgrounds, interests, and responsibilities. They include former teachers, librarians, doctors, farmers, lawyers, bankers, mail carriers, and secretaries. Some are married, others divorced or single; many have children and grandchildren, but some have neither. Their finances run the gamut from the modest to the munificent, while their health ranges from robust to disabled. From an examination of the "rites of passage" that marked their exit from full-time work, Breaking the Watch moves on to consider how to plan appropriately for retirement; renegotiate ties to friends, family, and community; and create a sense of passion--be it for t'ai chi, travel, painting, or politics--that will drive a new sense of purpose. These intimate glimpses into real lives allow a rare understanding of the retirement process.

Buckets of Money Retirement
Buckets of Money Retirement
Hardcover      ISBN: 0470581573

Investors, shell-shocked by the "Great Recession" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios.

Ray Lucia's The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that--a reassuring and scientifically proven strategy that gives investors both growth and income.

Lucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds.

Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. "All in all," Lucia writes, "this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that's also growth-oriented."

Almost every kind of investment--stocks, bonds, commodities, real estate--plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.