Retirement Plans
IRAs, 401(k)s & Other Retirement Plans: Strategies for Taking Your Money Out
IRAs, 401(k)s & Other Retirement Plans
Strategies for Taking Your Money Out
Paperback      ISBN: 1413326374
Save your nest egg from the IRS

About to retire? Over 70 and facing mandatory withdrawal rules? Just inherited money from a retirement plan?

Whether you have an IRA, Roth IRA, 401(k), Keogh or other retirement plan, this book will help you make sense of the rules for taking your money out. Even more important, it will show you how to avoid the stiff taxes and penalties that lurk in the fine print. It covers:

  • tax strategies before and after retirement
  • required distributions and how much you need to take
  • penalties for taking money out early and how to avoid them
  • how to divide a plan at divorce
  • what happens to your retirement plan after your death, and
  • different rules for taking money out of an inherited plan

The 14th edition is completely updated with the latest tables and methods for calculating required minimum distributions. It also covers the special tax benefits for conversions to Roth IRAs and explains how to recharacterize IRA or Roth contributions.

Get Money: Live the Life You Want, Not Just the Life You Can Afford
Get Money
Live the Life You Want, Not Just the Life You Can Afford
Paperback      ISBN: 0316515655
Learn how to live the life you want, not just the life you can afford in this highly engaging, step-by-step guide to winning at personal finance

Managing your money is like going to the dentist or standing in line at the DMV. Nobody wants to do it, but at some point, it's inevitable: you need to clean your teeth, renew your license, and manage your personal finances like a grown-up. Whether you're struggling to pay off student loan debt, ready to stop living paycheck to paycheck, or have finally accepted that your Beanie Baby collection will never pay off, tackling your finances may seem immensely intimidating. But it doesn't have to be. In fact, by approaching it as a game--or something that requires you to set clear goals, as well as face challenges you must "beat"--personal finance can not only be easy to understand, but it can also be fun

In Get Money, personal finance expert Kristin Wong shows you the exact steps to getting more money in your pocket without letting it rule your life. Through a series of challenges designed to boost your personal finance I.Q., interviews with other leading financial experts, and exercises tailored to help you achieve even your biggest goals, you'll learn valuable skills such as:

  • Building a budget that (gasp) actually works
  • Super-charging a debt payoff plan
  • How to strategically hack your credit score
  • Negotiating like a shark (or at least a piranha)
  • Side-hustling to speed up your money goals
  • Starting a lazy investment portfolio...and many more

Simply put, with this gamified guide to personal finance, you'll no longer stress about understanding how your finances work--you'll finally "get" money.
Work Optional: Retire Early the Non-Penny-Pinching Way
Work Optional
Retire Early the Non-Penny-Pinching Way
Paperback      ISBN: 0316450898
A practical action guide for financial independence and early retirement from the popular "Our Next Life" blogger.
In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most?

Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting-or not Work Optional is more than just a financial plan: it's a plan for your whole life-designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps.

You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optional will get you there.
Essential Retirement Planning for Solo Agers: A Retirement and Aging Roadmap for Single and Childless Adults
Essential Retirement Planning for Solo Agers
A Retirement and Aging Roadmap for Single and Childless Adults
Paperback      ISBN: 1633537684
#1 Best Seller in Aging, Gerontology, and Volunteer Work. Wall Street Journal Best Books of 2018 on Aging Well ─ Over Fifty, Retiring and Childless?

Are you among the fifteen million Americans over fifty and childless? Solo aging gracefully and a happy retirement can be yours

Baby Boomers retiring: American Baby boomers are aging and fifteen million of them never had children. Who will take care of them? Unprecedented in U.S. history, this demographic will create challenges for these individuals as well as for society. Essential Retirement Planning for Solo Agers is a passionate exploration of the path ahead for "Solo Agers." It includes choices in housing, relationships, legal arrangements, finances and more - and urges the solo ager to plan for the future as though their life and well-being depended on it, as author Sara Zeff Geber believes it will

Solo Agers aging well: In Essential Retirement Planning for Solo Agers, Sara Zeff Geber, a Ph.D. in Counseling and Human Behavior and a Certified Retirement Coach, coins the term "Solo Ager" to refer to the segment of society that either does not have adult children or is single and believes they will be on their own as they grow older. However, it's not just the Solo Ager that can learn from this book. Financial advisors, elder law and estate attorneys, senior care managers, and others whose clientele is on the far side of sixty will benefit as well.

Retirement and good living: With a compelling and readable style, Geber takes her readers on a journey, starting with the choice for childlessness and why so many boomers were able to make that decision. She then reviews the role of adult children in an aging parent's world and suggests ways in which Solo Agers can mitigate the absence of adult children by relationship building and rigorous planning for their future. Geber shares her expertise on what constitutes a fulfilling older life and how Solo Agers can maximize their opportunities for financial security, physical health, meaning and purpose in the second half of life and, finally, planning for the end game.

Retirement guide: Through stories and narrative, the author explores housing choices, relationships, and building a support system. You will learn about:

  • different levels of care and independence in various types of living arrangements
  • how to initiate discussions among friends and relatives about end-of-life treatment
  • 'what if' scenarios
  • who to talk to about legal and financial decisions

Geber's stories of Solo Agers are gleaned from friends and clients in a variety of circumstances. Each one demonstrates decisions and choices these people have made and illustrates the importance of thinking ahead and taking action now.

Essential Retirement Planning for Solo Agers is pragmatic and provocative, but softened with humor. Many of the chapters include worksheets or checklists, encouraging the reader to go beyond imagining and begin his or her own planning for the voyage ahead.

Social Security, Medicare and Government Pensions: Get the Most Out of Your Retirement and Medical Benefits
Social Security, Medicare and Government Pensions
Get the Most Out of Your Retirement and Medical Benefits
Paperback      ISBN: 1413325874
Your complete guide to Social Security retirement and medical benefits.

The rules for claiming Social Security benefits have changed. Find out if you can still choose between your own benefits and spousal benefits. Learn this and more with Social Security, Medicare & Government Pensions--completely updated for 2019.

Social Security benefits. Figure out how to get retirement, disability, dependents and survivors benefits, or Supplemental Security Income (SSI). Decide whether it's best to claim benefits early, at full retirement age, or not until you turn 70--and how to time your claims so you and your spouse get the best benefits.

Medicare & Medicaid. Learn how to qualify for and enroll in both programs, including Medicare Part D drug coverage.

Medigap insurance & Medicare Advantage plans. Compare Medigap and Medicare Advantage plans, and choose what's best for you.

Government pensions & veterans benefits. Discover when and how to claim the benefits you have earned.

What's New in 2019?

  • End of donut hole for brand name prescription drugs
  • New Medicare costs and Social Security amounts for 2019, and
  • New Medicare Advantage features and enrollment.

Whether you're looking for yourself or helping a parent, you'll find valuable information here to help get the benefits you've earned.

Estate Planning Basics
Estate Planning Basics
Paperback      ISBN: 1413324487
Estate planning, in plain English

Get the need-to-know basics about wills, trusts, avoiding probate, and planning for incapacity with Estate Planning Basics. This book lays out your options in plain English, guiding you to the right estate plan for you and your family.

Learn about:
  • making a will or living trust
  • naming a guardian for your children
  • avoiding probate
  • choosing an executor
  • using durable powers of attorney, and
  • preparing a health care directive.

The 9th edition is completely updated to reflect the latest information about estate planning.
Get a Life: You Don't Need a Million to Retire Well
Get a Life
You Don't Need a Million to Retire Well
Paperback      ISBN: 1413300847

Retire happy and healthy without keeping a million bucks in the bank

The financial-service industry wants you to believe that in order to avoid financial destitution, you need to put aside huge amounts of money that you -- let's say it together -- ""should have begun saving years ago.""

Not true, states Ralph Warner, Nolo co-founder and the author of Get a Life. Although a sensible savings plan makes good horse sense, many other actions and decisions will determine whether you enjoy your retirement years.

Get a Life shows you how to beat the anxiety surrounding retirement, and to develop a plan to make your golden years the best of your life by:

- developing family relationships
- maintaining and creating friendships
- improving health
- keeping active
- developing a robust curiosity for the world
- realistically calculating how much money you need and how to secure it

The 5th edition provides the latest research and studies that show physically and mentally active retirees live longer and enjoy happier lives.

Get a Life shares with readers sensible ways to ensure a fulfilling retirement ways that have little to do with accumulated wealth and everything to do with quality of life. Warner stresses the importance of: developing family relationships; maintaining and creating friendships; improving health; keeping active; developing a robust curiosity for the world. Conversations with a variety of active, older individuals also featured.
Get What's Yours: The Secrets to Maxing Out Your Social Security
Get What's Yours
The Secrets to Maxing Out Your Social Security
Hardcover      ISBN: 1476772290
Social Security law has changed Key secrets may require action before April 30, 2016. If you or your spouse turns 66 by then, you should read this book, and everyone should read updates on the authors' website, GetWhatsYours.org.

But even with the law changes, the book explains numerous secrets to maximizing your Social Security benefits that you can't get anywhere else. And above all, Get What's Yours explains the lifetime payoff from waiting as long as possible.

To navigate the forbidding maze of Social Security and emerge with the highest possible benefits, you could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules). But Kotlikoff, Moeller, and Solman do the navigating for you, explaining Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees thousands in lost income every year.

Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments.

Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here.
20 Retirement Decisions You Need to Make Right Now
20 Retirement Decisions You Need to Make Right Now
Paperback      ISBN: 1402296754

You're in Control of Your Retirement Future

Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement.

-Do I have enough money to retire now?
-How will I cover my medical expenses during retirement?
-When should I begin taking Social Security?
-How much should I invest in stocks, bonds, and cash?
-What criteria should I use to identify the best investments?
-Should I cancel my life insurance policy?
-Should I pay off my mortgage at retirement?

401(k)S for Dummies
401(k)S for Dummies
Paperback      ISBN: 0764554689

Get the most out of your 401(k) in any economy

Filled with sample 401(k) portfolios for every stage of life

Invest your 401(k) money wisely and make the most of your retirement

Want to know what kind of investment mix you need to make your retirement money grow? Don't know what to do with a 401(k) account from your last job? Worried that your company's 401(k) plan doesn't cut it? Relax This simple, plain-English guide shows you how to manage your accounts, minimize your risks, and maximize your returns.

The Dummies Way
* Explanations in plain English
* "Get in, get out" information
* Icons and other navigational aids
* Tear-out cheat sheet
* Top ten lists
* A dash of humor and fun