This book will provide you with an insider's knowledge of how to beat the lenders at their own game. Inside you will find 101 practical and proven methods that anybody can use to master their debt. Best-selling author Ashley Ormond shows you how to conquer all types of debt, including mortgages, credit cards, car loans, personal loans, investment loans and small business loans.
In this book you will learn how to:
- save a fortune in interest
- get out of debt years earlier
- decide which debts to attack first
- find the best lending deals for your needs
- manage repayment problems.
Ashley Ormond's common-sense approach will get you debt free and on the road to wealth in no time -- and that means more control over your life, less stress, and greater long-term security for you and your family.
The unputdownable insider's guide Clem Chambers is one of the world's leading authorities on market performance. His website, www.advfn.com, is hugely successful with investors in the UK and around the world, particularly in South America. In order to maintain his own business at the peak of its performance, Clem trades in stocks in his own personal account. "If I can't do it myself," he says with characteristic frankness, "then how am I supposed to help other people?" That he does so regularly and profitably demonstrates both his skill and his knowledge. Now he's prepared to share his secrets of stock market success. Writing with first-hand knowledge, he provides 101 pithy and personally researched tips which help day traders, investors and stock pickers of every kind to focus in on what characterises a potentially successful stock. Incisive, brutally honest and occasionally very funny, 101 Ways to Pick Stock Market Winners is an invaluable manual for anyone wanting to make money out of the markets.
An essential money-saving resource for every Australian who pays tax - fully updated for the 2019-2020 tax year.
101 Ways to Save Money on Your Tax - Legally is the tax guide every Australian should own. Step-by-step instructions from Adrian Raftery, akaMr. Taxman, will show you how to leverage every available deduction to lower your tax bill and keep more of your hard-earned money. Thoroughly updated for the 2019-2020 tax year, this new edition gives you the latest information on changes to the tax codes and how they affect your situation.
Tax laws are constantly changing, but you don't have to pore over piles of legislation to file your tax accurately and completely - that's what Mr. Taxman is here for. Don't let yourself become one of the people who overpay, find out what you actually owe and prepare for even better savings next year. This guide removes the stress and confusion from tax season and helps you file on time with no mistakes. Whether an individual, married couple, investor, business owner or pensioner, this guide will help you:
- understand how your taxes have changed for 2019-2020
- reduce your tax bill, potentially by $100s or $1000s
- learn plenty of expert tips, avoid tax traps and find the answers to frequently-asked questions
- explore topics such as medical expenses, levies, shares, property, education, business and family expenses, superannuation and much more
- protect yourself from errors, audits, overpayments and other common problems.
When it's time to file your tax, turn to 101 Ways to Save Money on Your Tax - Legally Maximise your deductions and get the best possible tax return. Don't pay more than you have to, Mr. Taxman is here to help.
How do we know where we are in the current stock market cycle? Are we in the midst of a new long term bull market or a market rally within an ongoing bear market? The answers to the above questions are critical to forming an appropriate investment strategy to plan for the future. The difference between anticipating the end of a secular (or cyclical) bull market and reacting to the significant crash that follows will have a big impact on anyone's investment returns and retirement plans. This book is concerned with cycles. A cycle is a sequence of events that repeat over time. The outcome won't necessarily be the same each time, but the underlying characteristics are the same. A good example is the seasonal cycle. Each year we have spring, summer, autumn and winter, and after winter we have spring again. But the weather can, and does, vary a great deal from one year to another. And so it is with the stock market. Kerry Balenthiran has studied stock market data going back 100 years and discovered a regular 17.6 year stock market cycle consisting of increments of 2.2 years. He has also extrapolated the cycle forwards to provide investors with a market roadmap stretching out to 2053. He describes this in detail and outlines the changing character of the stock market through the different phases of the 17.6 year stock market cycle. Whether you are an investment professional or private investor, this book provides a fascinating insight into the cyclical nature of the stock market and enables you to ensure that you have the right strategy for the prevailing stock market conditions.
DEBT-FREE LIVING 2% AT A TIME
In The 2% Rule To Get Debt Free Fast, Alex and Cassie break down the steps that took them from over $100,000 in consumer debt to living a debt-free life in just a few short years.
Alex and Cassie's step-by-step plan is for even the most financially illiterate, and has helped thousands of their followers on their website, TheThriftyCouple.com, get their finances in order.
In this easily digestible guide, they show you how small changes can have a big impact so you can skip the quick fixes and change your life forever. They'll teach you:
- How to pay off your mortgage quickly without draining your budget
- How to create an emergency fund fast while juggling your monthly bills
- What unsecured and secured loans really mean and how much they are costing you
- When you should be paying in cash and when you should use a credit card
- Creative ways to save on everyday expenses
- How to still eat out without breaking the bank
Complete with personal anecdotes, helpful worksheets and money-saving tips and tricks, The 2% Rule To Get Debt Free Fast has everything you need to live a life unencumbered by debt.
To be a more successful investor, you need to see the investment landscape more clearly. 20/20 Money--from Fisher Investments Press--can help you achieve this goal.
Designed to help you think differently about your investing choices, this reliable resource addresses new ideas and challenges widely held conventions. With 20/20 Money as your guide, you'll quickly learn how gaining a firm understanding of various concepts--from stock market and systems theory to neuroscience and psychology--can help you begin making better investment decisions. Along the way, you'll also discover some of the most successful strategies for thinking and learning, and how they can be applied to your investing endeavors.
To become a better investor, you have to have the discipline to make tough choices--choices that may not always be in line with tradition or commonly accepted invested wisdom. But the approach outlined throughout these pages can help you gain the vision to begin making better-informed investment decisions.
Financial Peace and Freedom in 21 Days
In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge. For twenty-one days, participants will put away their credit cards and buy only the barest essentials. With Michelle's guidance during this three-week financial fast, you will discover how to:
- Break bad spending habits
- Plot a course to become debt-free with the Debt Dash Plan
- Avoid the temptation of overspending for college
- Learn how to prepare elderly relatives and yourself for future long-term care expenses
- Be prepared for any contingency with a Life Happens Fund
- Stop worrying about money and find the priceless power of financial peace
As you discover practical ways to achieve financial freedom, you'll experience what it truly means to live a life of financial peace and prosperity.
Thousands of individuals have participated in the fast and as a result have gotten out of debt and become better managers of their money and finances. The 21-Day Financial Fast is great for earners at any income-level or stage of life, whether you are living paycheck-to-paycheck or just trying to make smarter financial choices.
Have you ever been told that you can't go wrong with mutual funds? That stocks are risky? That you should take out the largest mortgage possible? That life insurance is a good investment? That you should keep six months of emergency money? These myths and more are shattered in 25 Myths You've Got to Avoid -- If You Want to Manage Your Money Right. Each of the book's twenty-five chapters tackles a cherished money myth, first telling you why it no longer works and then showing you how to do it right. Along the way you will learn winning strategies for investing in mutual funds, building a portfolio, saving for retirement, paying for college, buying a house, preparing for financial emergencies, selecting insurance, and planning your estate.
The result? Instead of the predictable compendium of tedious advice tossed out by most personal-finance tomes, Clements's book offers a witty, fast-paced journey through today's treacherous investment world. Amusing and irreverent, here is an intriguing and accessible approach to personal finance.
" An] easy-to-follow guide to creating a healthy personal relationship with money."--Publishers Weekly
Create lasting happiness with your financial situation -- not by creating a blistering budget but by living the life you love
Ashley Feinstein Gerstley was working in financial services when she came to the shocking realization that even she was stressed about her personal finances. How could that be, with all her education and experience in dealing with money? Ashley quickly realized that her stress didn't only arise from a lack of knowledge but the way that we as a society treat and talk (or rather don't talk) about our money, and she created a system to turn the entire practice on its head
Through Ashley's system, in just 30 days you will have created a healthier, happier relationship with your money by:
- Eliminating all money stressors
- Finally knowing where your money is going
- Breaking those panic-inducing bad money habits
- Learning the basics of how and where to invest
- Making a plan that you can not only live with but enjoy
Readers who have tried the 30-Day Money Cleanse have, on average, saved over $950 through the course of the month Are you ready to cleanse?
Take control of your finances and de-stress your relationship with money Like food, money is something all of us use but none of us talk about-creating a stressful relationship that most of us suffer from, obsess over, and try to avoid altogether because it feels too impossible to manage. No matter your income, understanding and controlling your own financial position will allow you to not just exist securely but to be happy and free in your choices.